Legal. Xiangjiang New Area Farmers and Merchants Bank "Xiangjiang Express Loan" is officially online. "Xiangjiang Express Loan is a pure credit loan product created by Changsha City Financial Topic Library and Financial Big Data Service Open Platform (referred to as "one library and one platform") in conjunction with Xiangjiang New District Agricultural and Commercial Bank based on Changsha City Government Data***, aiming to provide more accurate credit fund support for customers through the image of big data. Provide customers with more accurate credit funding support.