Ranking of Borrowing Apps in Conscience
Ranking of Borrowing Apps in Conscience:
One, Rich Flowers: Rich Flowers is a credit service product under Baidu, which has always had a good reputation, and the speed of lending is also relatively fast. Can meet the daily needs of borrowing money, want to borrow, very convenient. The maximum amount is 200,000 yuan, 10,000 yuan to borrow 1 year average daily interest from 1.1 yuan. The better the credit, the lower the interest rate.
Second, chanting: chanting is Alibaba's Alipay launched a pure credit loan products, according to the Alipay user's consumption and repayment ability to issue, the average user Sesame score of 600 points or more have the opportunity to apply for the opening, according to Sesame scores, the loan amount of 10-300,000, the lowest daily interest rate of 0.02%, the loan period of 12 periods, support with the borrowing of the repayment, has always been a The company's website is a good place to find out more about the company's services.
Three, still chanting: Shanghai Digital Harvest Information Technology was founded in 2015, 2016 online still chanting products. The major shareholder is Focus Media listed company (stock code: 002027), the shareholders are: Focus Media, Sequoia Capital, Cinda Investment, Noah's Wealth, Sina and so on.
Four, particulate credit: micro-banking Tencent's first Internet bank, its products include particulate credit, micro-car loans, etc., is committed to providing fast financial services for small businesses and individual consumers.
Fifth, pat pat loan: pat pat loan was founded in 2007, is a p2p financial platform listed on the new york stock exchange. PaiPaiLoan products are mainly divided into loose label and rainbow label. At present, it provides users with credit loans with a maximum loan amount of 200,000 dollars and a monthly loan interest rate of about 1%. Users can choose the right loan product according to their needs.
What are the formal money lending apps and what are the recommendations
Ranking of good borrowing platforms: top 10 reliable platforms for online lending
The following 10 platforms have lending platforms launched by licensed financial institutions as well as banks, all of which have the qualification for lending unsecured credit loans and can be applied for directly online.
1, Du Xiaoman
Operated by Du Xiaoman Financial, and banks, licensed financial cooperation to provide borrowers with lending services, the amount of up to 200,000, annualized interest rate of 7.2% from the daily interest rate, the same day borrowing can be repaid the next day. Borrowers aged 18 to 55, can provide their own debit card, the second generation of the original ID card, the system as fast as 30S approval, the fastest 1 minute disbursement to the account.
2, Tianmei loan
Compliant low-interest credit services launched by licensed financial institutions, the amount of up to 50,000 yuan, interest accrued on a daily basis, the consolidated annualized interest rate of 15.4%, the maximum does not exceed the legal interest rate of the red line, the opening of the small beauty of the members can enjoy interest rates 67% off. Borrowers are required to be 22-45 years old, average monthly income, job information and other requirements, can provide their own valid ID card bank card.
Before their own business turnover with a few products, in fact, the various small loan platforms have an internal application portal, low interest, easy to pay, high credit! Share to the need, scan the QR code below to enter!
3, Jingdong gold bars
By Jingdong Finance is responsible for the operation, the system will be based on the user's comprehensive credit conditions review and assessment for the user to open and credit and pricing, the daily interest rate is generally in the 0.05% or so. Available credit within the cycle of borrowing, the system can complete the audit in the fastest few minutes, through the rapid release of funds to the bound bank card.
4, Zhaolian good period loan
Operating body is Zhaolian financial, for China Merchants Bank and China Unicom strong combination of licensed consumer finance, loan amount of up to 200,000, the daily interest rate of the lowest 0.029%, daily interest rate, can be borrowed as you go. Borrowers aged 23 to 60 years old, non-student college students, with a stable income as a source of repayment security, good personal credit, Sesame score of 600 or more can try to apply.
5, 360 lending
360 number of unsecured credit loans, with a formal financial license, the amount of up to 200,000, daily interest, annualized interest rate as low as 7.2%, the specific amount of interest rate by the system based on 360 big data on the borrower review and evaluation. The borrower is required to be a resident of mainland China aged 24-55, and can provide simple information such as ID card, bank card and cell phone number.
6, particulate loan
Microsoft Bank launched a credit loan, the maximum amount of 300,000 yuan, up to 20 months, daily interest, daily interest rate is generally in the range of 0.04%-0.05%, the specific amount, interest rates vary from person to person, the use of the whitelist invitation system, so the borrower needs to be in the WeChat or QQ to see particulate loan borrowing word to be eligible to apply for.
7, An Xinhua
Zhong An Xinhua's unsecured credit loans, licensed financial institutions products, daily interest, the daily interest rate is the lowest is 0.02%, the highest is 0.0483%, the same is also by the system based on the qualifications of the borrower to implement differentiated pricing, so qualifications of different borrowers loan interest rates are also different.
8, comfortable flower
Consumer finance credit loan, the amount of up to 200,000, annualized interest rate as low as 7.2%. The credit limit can be revolving borrowing, each time you have to grab the quota to withdraw cash, daily interest, support as you borrow. Requirements borrowers are 22-40 years old residents of mainland China, can provide ID card bank card, Xinjiang, and other remote areas, as well as Hong Kong, Macao and Taiwan can not apply.
9, the Mission living expenses
Mission on the credit loan products, cooperative funding banks, licensed financial institutions, the maximum amount of 200,000, the maximum daily interest rate of five ten thousandths of a percent, the annualized interest rate of 18%, the qualifications of each borrower is different amount of different interest rates are also different to the borrowing page display shall prevail.
10, good borrowing installments
Licensed financial institutions products, pure credit, no collateral guarantee, annual interest rate of 7.3%, borrowing 10,000 yuan with a minimum of 2 yuan for a day, the system of high-speed approval, the fastest one-second to the account. Borrowers aged 22 to 45 years old can go to try, as long as the provision of my valid ID card bank card operator authentication can be.
Top Ten Borrowing Apps Ranking Formal
What are the formal borrowing apps, the following top ten formal borrowing apps rankings, the most popular are Alipay's Chanting, 360 Borrowing, and Rich Flowers.
1. Alipay
Alipay is again at the top of the list, which not only has ants borrowing, online business loans, spare money and other credit loans, support as you go, Alipay also has the advantage of free cycle interest rates are low, it is an absolutely conscientious formal reliable platform.
2. 360 lending
360 lending is 360's financial borrowing app, strong backstage support, use of good reputation to make it stand out in the new ranking, provide up to 200,000 yuan of loans, the use of the period of 12 months or less, the daily interest rate of the lowest 0.03%.
3. Rich Flowers
Du Xiaoman's Rich Flowers app is a pure credit loan product, users can apply for a credit loan of up to 300,000 yuan, the loan application can be divided into a maximum of 36 installments for repayment, the loan interest rate of the lowest daily interest rate of 0.01%, Baidu's reliable conscience platform.
4. Microparticle loans
Tencent's micro-zoned bank launched a credit loan for QQ WeChat users not more than 300,000 yuan, the use of the term can be up to 20 months, the daily interest rate is generally in the 0.04% or so, can be repaid in advance, but because of the current still belongs to the invitation system, so it did not get a better ranking.
Many people in life often have not open when, will go for loans to save the emergency. Baidu money flower: the degree of small full of small credit loans, the maximum amount of 200,000, the longest can be borrowed for 24 months, the annual interest rate as low as 7.2%, the specific interest rate to the borrowing page display shall prevail. You can borrow as much as you like, and the whole process is online application, no guarantee and no collateral. The fastest way to submit an application is to get a result in a few minutes, and you can get your money on the same day after you pass the application.
5. Yiren Loan
In the past top ten borrowing APP list, the figure of Yiren Loan seems to be never late. The port can provide loans of up to 200,000 yuan and has multiple borrowing modes to meet the loan needs of different people, and the period of use can be up to 48 months.
6. Jingdong Finance
Jingdong Finance is also a fierce cell phone borrowing app, its white bar and chanting - the same, can be used for overdraft consumption, the gold bar for those who need cash to provide cash withdrawal services, a strong background also seems to be very reliable.
7. Pai Loan
Pai Loan is a veteran borrowing app and a publicly traded company. Pai Loan can provide loans of up to 200,000 yuan for a period of up to 12 months.
8. millet loan
millet financial loan products, millet is now also a wide range of industrial chain, nearly a year of good reputation also reflects its formal and reliable, mainly for the user to provide credit loans and consumer installment services, millet loan support for the maximum borrowing amount of 200,000 yuan.
9. Ping An Puhui
Ping An Puhui is always very hot borrowing APP, belonging to the bank's consumer finance, can provide a variety of loan products, such as Ping An i loan e loan, etc., Ping An i loan has also become the preferred borrowing platform of the working class, but every day you need to card point to grab the quota to withdraw cash.
10. good period loan
good period loan is a credit loan product under the Zhaolian financial, Zhaolian financial is by the China Merchants Bank and China Unicom two of the world's top 500 companies *** with the formation of the background of the strong, naturally, is a formal reliable. Good term loan is currently the highest loan amount of 200,000, the lowest loan interest rate of 0.03%.
Ranking of the most reliable lending platforms
10 of the most reliable online lending platforms:
1, Alipay
Alipay is an app that we are all familiar with, and it can provide borrowing services for all of us. The company's website has been updated with the latest information about the company's website, which is available on its website.
2, have money to spend
have money to spend full easy loan is a small recommended a regular borrowing app, is also one of the most reliable loan platform in 2021, the borrowing amount as high as 200,000 yuan, good credit per capita borrowing 3-50,000 yuan, the period of 12 months, 24 months, the interest rate is calculated on a daily basis, the lowest APR is only 72%.
3, installment music
The old platform is also trustworthy, but also more rely on a borrowing app, the borrowing limit is currently up to 50,000 yuan, the longest can be installments of 36 months, for the credit users or pure white friends, are very easy to pass, the same day can be accounted for.
4, 360 lending
Big platforms are more reliable, 360 lending is a pure credit loan app under the 360 digital science, users over 18 years of age can borrow money, the amount of up to 200,000 yuan, the borrowing period of 12 months, the interest rate is calculated on a daily basis, and the new users have the opportunity to participate in the interest-free activities.
5, have money to spend
Baidu's credit loans, the requirements of the borrower is not very high, with a cell phone to register an account, perfect personal information to provide a valid ID card bank card to complete the authentication, to get the quota can go to borrow money, the system automatically approves the release of funds, you can quickly to the account.
6, Gomez easy card
Gomez easy card loan age requirements are relatively strict, need to be in the age of 18-45 years old, borrowing can also be borrowed, audit fast.
7, lending you with
Lending you with is an online platform, the borrowing amount of 500-20 million, need to provide users with my second-generation ID card, my savings card, and Sesame Credit Score authorization.
8, the new one loan
The new one loan is a credit product of Ping An Bank, the maximum amount that can be applied for is 500,000 yuan, and the longest optional installment time is 60 periods, that is, five years.
9, white-collar loans
White-collar loans have a maximum loan amount of 300,000 yuan, and borrowers need to provide their own valid ID card, proof of employment, proof of income, proof of marriage and other documents.
10, Chanting
Chanting is Alipay's cash lending product, which supports borrowing cash, with a maximum loan amount of 300,000 yuan, and the interest rate is calculated on a daily basis, with a daily interest rate ranging from 0.015% to 0.06%, which is currently not supported by the user's initiative to apply for the opening of the Chanting.