Compared to credit, online big data is recovered faster. Online loan records are restored as soon as noon the day after the loan is paid off, and are usually updated once every few months. Online loan repayment credit recovery situation has online loan repayment, credit will be automatically cleared after 5 years. The retention period of personal information by credit bureaus is generally five years after the lender pays off the loan, and the information is automatically erased after five years; compared to credit, the recovery of online big data is faster. Online loan records are restored at noon the day after the loan is paid off at the earliest, and are generally updated once every few months. After paying off the online loan, personal credit can usually be restored in a month or so. As a result of the mortgage repayment, the loan company only need to sunshine the content of the information, personal credit record is T1 day upgrade and update. In other words, you can see the update announcement within a few days if the fastest. If the loan company only uploads the information content in a month or so before the conference, then the customer's personal credit will still have to be restored in more than 1 month. Consequently, the key to how long it takes for credit to be restored depends on the length of time it takes for the lending company to submit the data. As long as you information content sunshine, all T1 day upgrade, credit update speed or very fast.