According to Gome Financial Customer Service, Gome Easy Card has several different credit products, each with different interest rates:

1, provident fund loan: interest, account management fee;

2. Other credit products: interest, account management fee and information service fee (note: the information service fee is charged on the first repayment date).

It can be seen that Gome Easy Card not only charges interest, but also includes other expenses. The customer service said that the monthly interest rate starts from 0.66% and the comprehensive interest rate starts from 0.88%, and everyone's interest level is slightly different.

1, loan14,000 yuan, repayment in 12 installments. The first installment needs to pay 170 1.49 yuan, and the repayment amount will gradually decrease.

2. The loan is 8 190 yuan, divided into 12 installments, and the total interest is * * * 1500 yuan;

3. The loan is 65438+4000 yuan, divided into 18 installments, and the total interest is more than 3800 yuan;

4. The loan is 65438+4000 yuan, which will be repaid in three months, with a total interest of more than 2000 yuan;

5. The loan of RMB 1 000 was actually received in 940 yuan. Pay it back in three months, 357.33 yuan per month, with total interest 1.20 yuan.

To sum up, Gome Easy Card has the advantages of high quota and many loan products. In addition to the provident fund, it will cost more to apply for other cash loans in the first month, because there is an information service fee, which will be incorporated into the bill of the first month.

Gome Yika divides consumer finance into online consumer finance and offline consumer finance. Products cover installment consumption, cash withdrawal, provident fund loans, credit card services, etc.

Gome Yika takes the big data-driven operation and marketing system "Compass (TMH)" and the risk control system "Water Drop (NCM)" as the core, comprehensively monitors all links, and combines key issues such as direct and refined operation, digital marketing and risk control with application scenarios. Big data drives new finance and creates real new finance.

Gome E-Card integrates the advantages of online and offline resources, deepens the development model of "scenario+finance+technology", accelerates the penetration of on-site industries, strengthens the breakthrough of external scenarios, promotes the extension of inclusive finance scenarios by innovative scientific and technological means, and provides customers with omni-channel and integrated products and services through a diversified family financial service system. Gome Easy Card has completed the business layout of 2,400 offline stores in more than 700 cities across the country, providing a full range of consumer staging services for more than 26 million users.