Nowadays society, borrowing money has become a discipline in the adult world. Lending money to the right person can make you gain a friend you can make friends with; lending money to the wrong person will only make you find endless trouble for yourself.

Because many times, what is clearly a good intention to help the other person turns out to be ? Farmer and the snake? s tragedy.

There is a saying on the Internet: ? The collapse of adults, from borrowing money to start? There are some people who usually look normal, but once they lend money to him, they reveal their ugly faces. You know the face of a man, but you don't know his heart. , which is roughly what it means. The last is often both the loss of money, but also the loss of love.

So, when you borrow money, you see the heart, and when you return money, you see the character.

Helping people is a favor, not to help is this. If you meet the following kinds of people to borrow money, do not lend it to him, because most of the time it is not to come back.

Poor people

Ma Yili in Dou Wen Tao hosted the "Round Table" interview, talked about the concept of money, bluntly said ? We never lend money to others, even to relatives and friends?

The guest next to him at the time also teased ? Isn't that a test that can't stand up to the test? Ma Yili said righteously: ? It's not that it can't stand the test, but it's that it's not saving the poor.?

Ma Yili said this is what Shanghainese have always done. Because Shanghainese share the view that: ? Borrowing from the urgent not from the poor, if you have 10 dollars, then you buy 8 dollars worth of things and spend money according to your ability?

If a family member is hospitalized and needs to spend money, or if they forget to take money out of the house to save an emergency, they will borrow; if it's not an emergency, it's a relief for the poor, they will never borrow.

Ma Yili's view of money reflects the wisdom of life.

The saying "save the emergency, not the poor" is an old Chinese saying that makes perfect sense.

Because when you lend money to someone, it's not just the act of lending, you should consider the other person's ability to repay.

If a person doesn't have a regular job and his family is poor to the bone, he can't afford to pay it back even if he wants to.

Let's think about it from another angle, if a person knows that he can't afford to pay back so much money, but still wants to ask others to borrow money, it means that the person himself is a lack of planning, and irresponsible people.

Such a person, you lend him money, it will be difficult to get it back.

People who don't have deep friendships

Lin Chen met a small boss through a friend at a dinner party, and the two of them left their contact information with each other.

After that, the two didn't have much to cross paths and never contacted each other again.

After a few months, Lin Chen suddenly received a phone call from this small boss, to ask him to borrow 50,000 yuan turnover, but also promised a very high interest rate.

Lin Chen felt puzzled, because the two people can not talk about what friendship. But the high interest rate offered by the other party made him a little bit moved, in order to be on the safe side, Lin Chen still intends to ask his friend.

The friend hurriedly said: ? Do not borrow, this person's company bankruptcy, in the bank there is already a blacklist, he from the familiar people can not borrow money, so they will find you to borrow.?

Lin Chen couldn't help but pinch a cold sweat, glad that he didn't lend it to the other party in a brainstorm.

If a person with whom you don't have a deep friendship asks you to borrow money, then you have to be vigilant. Because perhaps the reason why the other person is looking for you is because he has been unable to borrow money from someone he knows well, so he is looking for you.

If you lent to the other side, if the other side suddenly disappeared or can not be contacted, you know nothing about the other side of the home address, work units, friends and relatives, then it is really called the day should not be called the ground does not work.

Sometimes, we can't see through our old friends who have had years of friendship, let alone someone we've only met a few times.

Lending money to such a person, most likely? I'm not going to be able to get back to you, but I'm going to be able to get back to you.

Long time no contact with classmates

We often a borrowing money situation, is a long time no contact with classmates, suddenly one day to find you to borrow money.

To say not to borrow, in the way of the original classmate love, embarrassed to refuse.

It's a good thing that I'm not in touch with you anymore, because I don't know what you're doing now, and I don't know what you're doing.

I've been in a situation where a high school friend I haven't talked to in four years suddenly asked me on WeChat to borrow some money, saying that he was going to go to a software training program and that he wanted to buy a laptop. He said he was going to buy a laptop, and that he would pay me back when he finished the training and found a job.

I thought it was a legitimate use of my credit card to lend him 5,000 bucks, and encouraged him to study hard to get a good job in the future.

Results did not expect, now the past year, the other side of the borrowed money of the matter did not say a word.

Looking at his circle of friends, the work has long been settled, but also made a girlfriend, every day in the circle of friends in the sun food, sun travel photos, but also not like a lack of money.

Asked him to ask a few times, each time is 100, 200 still. Now there are still 3,000 dollars left, the other side even said: ? Just these few thousand dollars, as for?

I really realized that? The first thing I'd like to do is to ask you to pay me back for the money you owe me, and I'd like to ask you to pay me back for the money you borrowed. I'm not sure how much I'm going to be able to afford to pay for it.

Sometimes, we really can't trust the so-called friendship of classmates too much.

Because you don't know the character of a classmate you haven't talked to for a long time, you're taking a big risk if you lend money to him.

And the fact that he's looking to borrow money from people he doesn't have much contact with only means that, in his daily circle of friends, he's lost the trust of others and can't borrow money anywhere.

So, if a classmate you haven't contacted for a long time suddenly asks you to borrow money, you must think twice.

People with improper uses

Not long ago, my best friend Xiaoan told me something.

Small Ann's uncle's family engaged in pyramid schemes and owed a debt of almost 2 million dollars.

But her uncle is retired and doesn't have much savings. Her uncle's children are still in college, so she basically can't afford to pay them back.

When the uncle came to my girlfriend's house to borrow money, my girlfriend's mother took pity on the uncle's children, so she borrowed 50,000, and explained that the money was for the children's school, not for other purposes.

The results did not expect, uncle put these money and take to do pyramid schemes, naturally, blood money.

The New Year's Eve, girlfriends uncle's home, the debt collection every now and then to the door.

So my uncle went to my girlfriend's house to borrow money again. This time, my friend's parents said nothing.

This story tells us that if a person comes to you to borrow money and uses it in an incorrect way, never borrow it.

Because it's a bottomless pit. If you lend it to him, it's like throwing your money in the water, and you can't even get it back if you want to.

The so-called help people have degrees, save the emergency not to save the poor. If the use is not correct, you help each other, in fact, is also in the other side of the harm.

The world of adults, there is no easy word.

Everyone has their own difficulties. When it comes to borrowing money from others, you should refuse it, and never just give it away because you are embarrassed.

In the end, it is only you who will be hurt.

Everyone, you have to learn to reject others in order to make yourself live a happier and easier life.