Which bank’s credit card is easy to apply for and has a high limit?

1. China Merchants Bank:

Speaking of low threshold and high limit, China Merchants Bank is the most unmissable, as long as Without bad credit, even college students who have just graduated from school and have not been working for a long time may be able to get a credit card worth more than 10,000 yuan. However, you need to choose a card in advance. Here we introduce the China Merchants Bank young card.

In addition, China Merchants Bank’s risk control is relatively loose. As long as there are no malicious overdrafts, cash outs and other illegal card use behaviors, you can increase the credit limit after swiping the card for 3 to 6 months. If you make contributions in installments in the meantime, the increase will be The speed is faster.

2. Industrial Bank:

Among the many joint-stock commercial banks, Industrial Bank has the lowest threshold and the highest credit limit. Especially when applying for cards on Alipay and WeChat, with the help of big data, Combined with the comprehensive evaluation of the banking system, the card can be approved on the same day, and the limit is usually starting from 10,000. If you want to apply for a credit card from Industrial Bank, you can check out Industrial Taobao Card and so on.

In addition, Industrial Bank’s risk control is also relatively loose, especially it is easier to increase the limit. With a gold-level credit card, you can spend more with the card, and occasionally use the card in installments. The limit can be increased to 50,000 in one year after using the card. not a problem.

3. Guangfa Bank:

Guangfa Bank credit card is also well-known in the industry for its low threshold and high credit limit. Many white households can apply for a credit card online and get a credit card with a limit of at least 10,000.

However, Guangfa Bank’s risk control has also been tightened recently. After getting a credit card, it is better not to use the card illegally, otherwise the card may be blocked and the credit limit reduced.

4. ICBC credit card is more suitable for people who have business dealings with ICBC and have assets in ICBC. It is easy to apply for a card and has a high limit. The average card limit is about 40,000.

5. Agricultural Bank of China Credit Card. If you have good credit and stable financial resources, you can apply for an Agricultural Bank of China credit card. Of course, your repayment ability and consumption needs will have a great impact on your card limit. The average card limit 35,000.

6. Everbright Bank Credit Card has a low threshold for applying for a card, but the limit is not low. The average card limit is about 30,000, and it is relatively easy to increase the limit.

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Credit card application for China Merchants Bank and Ping An Bank

Credit card application for China Everbright Bank and China CITIC Bank

Credit card application for Agricultural Bank of China and Minsheng Bank