Current location - Loan Platform Complete Network - Big data management - Is face swipe payment good?
Is face swipe payment good?

Face payment is good and convenient compared to other payment methods. Put your face close to it, and with a "drop", you can pay your bill and walk away.

The realization of face payment is based on artificial intelligence face recognition technology. "Brush face" is really convenient, Alipay's face recognition accuracy has far exceeded the naked eye, and can overcome the technical obstacles of light, expression, makeup, age and even plastic surgery. Its original live detection algorithm can determine whether the collected face information is a photo, video and other impersonation.

Extended information:

.

Biometric information, such as faces, can not only authenticate identities, but combined with artificial intelligence analysis, it can also help people with loans and finance. One of the sticking points of traditional online credit is the lack of risk control and the high risk of identity fraud among loan tenants. Face recognition and other biometrics can accurately realize the identity authentication, in reducing the cost of online loan audit at the same time, but also improve efficiency and risk control capabilities.

According to Lexin's "Eagle Eye" risk control engine technicians, for example, when a user places an order in the installment music mall, his Internet e-commerce behavioral data, face recognition machine fingerprint verification and external credit data will automatically enter the "Eagle Eye". Based on these big data, the "Eagle Eye" engine will be able to assess the user's repayment ability, willingness to repay, debt information, stability, negative information, and automatically complete the immediate warning, interception and analysis of the deployment and other functions.

People's Daily Online - Paying with your face in style and convenience