Offline countersigning may be an attempt to pull credit to get the lender to take out a bank loan and also to verify the lender's information. Online lenders may add some hidden clauses in the loan contract, which are likely to be unfavorable to the lender, so make sure you don't trust lenders from small platforms. For big businesses and banks, there is a face-to-face procedure for loans, which is to ensure that the lender has the strength to pay back the loan, and it is also an additional safeguard. The above is why there is a letter wallet to sign offline.

Yuxin is a Chengdu-based borrowing platform that provides online small loans, large loans, installments, and online blacklist inspections, multifaceted lending inspections, and credit card applications to users with high credit ratings through big data analysis. There are many third-party loan platforms included in the wallet, users can choose various products according to their own needs, and after submitting the application, the third-party platform will release the money, and there is a credit wallet is not involved in the release of money. This article is mainly written about why there is a letter wallet online signing the relevant knowledge points, the content is only for reference.