How to apply for a rural credit union credit card?

How to apply for a credit card of Agricultural Bank of China, there are several kinds of credit cards of Agricultural Bank of China:

Apply for a credit card of Agricultural Bank of China, there are two main ways to apply online and apply for the business outlets:

1, online application: click on credit card on the website of Agricultural Bank of China's personal service plate, select the credit card that you need to apply for, and fill in the Personal details, confirm that the information is correct and click to confirm the submission, if the application through the bank audit can be agreed to the branch for face-to-face and receive the card.

2, business outlets to apply: in the Agricultural Bank of China's business outlets to provide a valid personal ID card, proof of employment and other information can be directly applied for a credit card.

The best credit card to do high credit limit bank credit card:

One, Meituan co-branded credit card

Meituan co-branded credit card is the Meituan joint local banks, around the "eat, drink and play" all kinds of life consumption scenarios rights and interests of the issuance of a standard credit card products, the Meituan big data, intelligent models, and other advantages, and the bank's financial, financial, and other advantages, and the bank's intelligent models. It combines MMT's advantages in big data and intelligent models with the banks' accumulated experience in capital and full-process risk, and reaches users' real needs through "online and offline" consumption scenarios to provide "local customers, local life, and local finance" financial services that are distinctive and differentiated.

The credit limit of the Meituan co-branded credit card is generally 1,000-50,000 yuan, with a maximum limit of 50,000 yuan. (Click to apply online)

Cardholders can enjoy the "fresh privileges" of the Meituan platform, and the credit card consumption points can be automatically converted into Meituan pocket money at the rate of 10 yuan/1 pocket money on the platform every day, and within 90 days of the issuance of the card, Meituan Payment will offer a reduction of 6 yuan for the first payment every day.

Two, Bohai Bank credit card

Bohai Bank self-travel platinum card is good or better approved, free card is a travel theme credit card launched by Bohai Bank. It is a classic platinum card product customized mainly for some people who seek the ultimate cultural sports food experience. After applying for the card is within 30 minutes will be out of the results of the audit, after the audit will receive a text message reminder.

Bohai Bank Credit Card LimitBohai Bank's universal credit card limit is 1,000-10,000, gold card limit is 10,000-50,000, and platinum card limit is more than 50,000. (Click to apply online)

Three, Pudong Development Bank Credit Card

Pudong Development Credit Card is quite good. Pudong Development Credit Card is a standard dual currency Visa credit card issued by Pudong Development Bank, enjoying a wide range of benefits, and even a free photo card.

1. General card class. The initial limit range of the Pudong Development Bank credit card's general card class is generally between 1,000 yuan and 10,000 yuan. (Click to apply online)

2. Gold card tier. The initial limit of the gold card of Pudong Development Bank credit card, will be relatively higher, generally between 10000 yuan and 50000 yuan.

3, Platinum card level. The initial limit of Pudong Development Bank's platinum credit card, usually more than 50,000 yuan.

4. High-end platinum card level. High-end platinum card, commonly known as the big platinum, Pudong Development high-end platinum credit card's initial limit is generally more than 100,000 yuan, up to 500,000 yuan.

How to apply for a credit card

Bring your ID card, passbook, etc. to the offline business office to apply, fill out the application information;

Submit the relevant information, such as copies of ID cards, proof of personal finances, proof of credibility, etc.

After the credit card audit information is submitted, it is normally 15 working days before the application is submitted. The actual fact is that it's not a good idea to have a good deal of time to do this, but it's a good idea to have a good deal of time to do this.

Extended information:

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation Rural Credit Union, Agricultural Credit Union) refers to the central bank approved the establishment of the members of the membership, the composition of shares, the implementation of democratic management, mainly for the members of the financial services provided by the rural cooperative financial institutions. Rural cooperative financial institutions.

Rural credit unions are independent enterprise legal persons, which are liable for the debts of rural credit unions with all their assets and enjoy civil rights according to law. Its property, legal rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to mobilize idle rural funds and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, the organization and regulation of rural funds, support for agricultural production and integrated rural development, support for various forms of cooperative economy and members of the family economy, limit and combat.

The relationship between a county federation and an individual credit union is equivalent to the relationship between a head office and a branch.

A county has a county federation, at first the county federation was under the control of the Agricultural Bank of China; after 1996 it was under the control of the central bank; after 1999 the central bank gradually set up local (municipal) federation, and the county federation was under the control of the local (municipal) federation again; after 2003 the People's Bank of China withdrew, canceled the local (municipal) federation, and handed over the management of the rural credit unions to the provincial government, which then set up provincial federation, the provincial federation managed the rural credit unions, and the provincial federation managed the provincial federation, the provincial federation managed the provincial federation. The provincial government in turn set up the provincial federation, the provincial federation managed the county federation.

Up to this point, from the economic and legal point of view, each county federation is equivalent to an independent bank (enterprise), the actual owner of the provincial government, the county federation of the province *** with the shares, the formation of the provincial federation, so the provincial federation in fact, or the county federation of the "son"; from the administrative point of view, each county federation is an administrative department that manages credit unions. A management credit union administration, and the provincial federation is the highest administrative department, so the provincial federation is the county federation of "old son". Because of the higher administrative status, the provincial federation has become the de facto manager of the county federation economically.

How do I apply for a credit card from a rural credit union?

One, rural credit union credit card application conditions:

General application conditions are relatively close to each other, the specific according to the provisions of the actual operation of each bank. Each card-issuing bank has its own card-issuing standards, which are generally as follows:

(1) Be at least 18 years old.

(2) Urban and rural residents who have a regular occupation and a stable income, and whose workplace is generally in their usual place of residence.

(3) Fill out the application form and sign the "Applicant's Signature".

The credit card application process:

(1) Fill out the application form.

(2) Give the bank your information, and all kinds of copies.

(3) The bank sends it to the credit card center.

(4) The credit card center will review, make and issue the card.

(5) You get the card, open it, and wait for the PIN letter.

Third, the credit union credit card application required information:

1) copies of identity documents, proof of employment, proof of income, etc..

2)If you can also provide bank deposit slips, real estate certificates, degree certificates, etc., your application approval process will be easier and faster.

3)If you belong to a foreign household registration, a foreigner working in the place of application, or an active-duty officer applying for a credit card in his personal name, some card-issuing banks may require you to produce a temporary household registration issued by the local public security department, or a certificate issued by the relevant department (including proof of employment).

4) Other conditions required by the issuing bank.

Four, rural credit union credit card application length:

Generally, rural credit union credit card application takes about 15-25 days.

How to get a rural credit card? These things to pay attention to

In addition to banks, some rural credit unions have also obtained the qualification of credit card issuance, and can provide credit card services for rural friends, but rural credit unions, because of the relatively niche, the threshold of credit card issuance may be slightly higher, the following take a look at how to apply for a rural credit card.

In fact, no matter whether it is a bank or a credit union rural credit card, you must meet the basic application conditions:

1, 18 years of age and have full capacity for civil behavior;

2, have a legitimate, stable source of income and good credit;

3, work unit or fixed residence in the location of the card issuer.

4. Good credit and no bad credit record.

Those who meet the above conditions can apply to the card issuer with their valid ID and relevant information. The relevant documents mentioned here include the credit card application form, the income certificate stamped with the official seal of the organization, the bank current, as well as some real estate, car property and other proof of financial resources.

In addition, in order to successfully get a card, the application channel is also a key factor, a lot of credit unions in rural credit card most of the opening of the network application channels, as well as outlets to do card channels, if the qualifications of the general have no financial proof of information, it is recommended to go to the outlets to do the card; if the qualifications of the good, and have a hard financial strength, it is recommended that they go to the counter directly to the outlets to apply.

The above is the "rural credit card how to handle" the relevant introduction, I hope to help you. The last thing to say is that after submitting an application for a rural credit card, whether or not you can successfully get a card is mainly based on the results of the bank's approval, and the human being can't intervene. Those online hype intermediary unconditionally on behalf of the high credit card, and is not worth believing, most of them are holding the purpose of cheating money and information, in order to avoid being cheated, we must choose the formal card channels to apply for a card.

The introduction of how to apply for a credit card and how to apply for a credit card of the Agricultural Bank of China ends here, I do not know if you find the information you need from it?