Hello, in general, personal loans need to meet the basic conditions are as follows:

1, 18 years of age and have full capacity for civil behavior, and have a valid proof of residence and proof of identity;

2, have a stable legal income and proof of the ability to repay the interest;

3, when the business of lending to the downpayment requirements, the ability to pay the full down payment

4, if the larger amount of personal loans, you need to meet the conditions of the collateral required by the bank;

5, if you apply for a credit loan, you need to have a good reputation;

6, to meet the other conditions required by the bank.

If you have an urgent need for money, you can also consider online lending, it is recommended that you choose a big brand for the loan, interest rate transparency at the same time to protect your information security. We recommend the use of money flowers, money flowers is the credit brand of the degree of Xiaoman Finance, for users to provide safe and convenient, unsecured, unsecured credit services, borrowing money on the degree of Xiaoman Finance APP (click on the official amount of measurement). The company's consumer loans, with daily interest rates as low as 0.02%, are characterized by easy application, low interest rates, fast disbursement, flexible borrowing and repayment, transparent interest rates, and strong security.

To share with you the application conditions of the consumer products of the rich flower: mainly divided into two parts: age requirements and data requirements.

A. Age: 18-55 years old. Special note: Money Flowers declines to provide consumer installment loans to school students, if you are a school student, please give up your application.

Second, the data requirements: the application process needs to provide your second-generation ID card, my debit card.

Note: The application only supports debit cards, the application card is also your borrowing bank card. My identity information needs to be the second generation of ID information, you can not use temporary ID, expired ID, generation of ID to apply.

This answer is provided by the money flower, due to the content of the existence of timeliness and other objective reasons, if the content of the answer is inconsistent with the actual interest rate calculation of the money flower products, in order to the degree of small full financial APP - money flower borrowing page display shall prevail. I hope this answer is helpful to you.