Poly Small Loan was established by Poly Real Estate at the 16th meeting of its fourth board of directors.
What we need to know is that Poly Small Loan will be on credit, so we must be careful when borrowing and must not have late behavior.
The information required to apply for a Poly Small Loan:
Personal identity card for individuals between the ages of 22 and 50 years old
Personal credit report (Bank of China detailed version)
Provide the Poly Property Property Real Estate Certificate or Purchase Contract + Purchase Invoice (Net Signature for more than six months)
Poly Small Loan is a product of the central enterprise leading Poly Real Estate and is committed to providing owners with a wealth of It is committed to providing owners with a wide range of financial services, and is a characteristic business model of "real estate + finance + Internet". Poly small loan services include, but are not limited to: first, for Poly real estate customers to provide decoration, parking space and other comprehensive consumer loans, in-depth mining owners of the capital needs; second, for the owners who have real estate certificates, and have a stable and reliable source of repayment or a certain asset size of the owners of the real estate mortgage loans, to meet the customer's large amount of capital needs. The mouth of the current maximum loan of 5 million yuan, the borrowing period of 3/6/12/24 period, the monthly interest rate as low as 0.81%, there is a need for the old man can apply to try.
Poly small loan belongs to the type of network small loan, it is compared with the traditional small loan companies, network small loan license is not limited by the scope of the registered place, can rely on the Internet platform, industrial chain, big data and other advantages to achieve cross-regional operation, rapid market expansion, effectively reduce customer acquisition costs, increase new profit space.
It is reported that at that time, many listed companies are involved in the establishment of network microfinance companies, such as Ali, Jingdong, Suning and other Internet giants, the real estate industry, including Evergrande, China Resources Land, Poly, Shimao, the times, Xiexin, Yuexiu, Haiyinsha, C&D, Guangyu Group, Fosun, as well as South China City, and other real estate enterprises involved in it.
In terms of real estate enterprises, this is a new profit growth point of mining, but also through the industry chain upstream and downstream for the associated scenes to provide microfinance services, enhance the company and upstream and downstream enterprises, including the viscosity of the home buyers, reserve more customer sources.
For example, Poly Small Loan mentioned that the company's business scope includes but is not limited to the following aspects: firstly, to provide decoration loans, car loans and other consumer loans for the owners of the community, and to y tap into the demand for funds in the community; secondly, to provide operational loans for the upstream and downstream enterprises that have long been cooperating with Poly Real Estate.