1, refused to lend-nowhere to lend.

Fraud is found, and the loan is refused in minutes 100%. You could have applied for a loan, but because of fraud, you may not get any money. And it doesn't mean that you don't think this loan can get the next one. A borrower's loan application information will be shared by peers, and your dishonesty will be truthfully recorded in big data. Once a liar, a hundred refused to lend.

2. Violation of the law-the crime of engraving the official seal privately

Fake bank running water with a fake official seal of the bank is suspected of violating the crime of buying and selling official documents of state organs, enterprises and institutions and the crime of privately engraving official seals of state organs, enterprises and institutions, and criminal responsibility can be investigated.

According to Article 280 of the Criminal Law, whoever forges the seal of a company, enterprise, institution or people's organization shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights.

According to Article 52 of the Law on Public Security Administration Punishment, anyone who forges, alters or buys or sells official documents, certificates, certification documents and seals of state organs, people's organizations, enterprises, institutions or other organizations shall be detained for more than 10 and less than 15, and may also be fined less than 1000 yuan; If the circumstances are minor, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan.

3. Suspected loan fraud-imprisonment

Even if some people are realistic, they can cheat the risk control and get the loan smoothly, but if they can't pay back the money normally, it will definitely bring more serious consequences-fraudulent loans.

In accordance with the relevant laws and regulations, anyone who obtains loans, bill acceptance, letters of credit, guarantees, etc. Whoever defrauds a bank or other financial institution of funds, thus causing heavy losses to the bank or other financial institution or other serious circumstances, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

If you want to increase the loan amount, there are many ways, and fraud is the least desirable means.

1. Provide running water for both husband and wife.

If the borrower is married, as long as both husband and wife meet the requirements, they can apply for a loan by providing running water for both husband and wife.

2. Provide proof of assets

Asset certification is also an important reference for loan review. If the borrower can provide valid asset certificates, it will help to improve the loan amount and pass rate. For example, provide property certificates, vehicle certificates, deposits, insurance policies, etc.

Step 3 provide assurance measures

At present, many lending institutions (specialized in handling bank loans for insiders) will advise borrowers to provide guarantee measures when their repayment ability is insufficient, so that borrowers can find family members or friends as guarantors in the case of insufficient running water, and can also make up for the shortage of running water.

4. Provide supporting materials

If you don't have a car, a house or insurance, you don't want a guarantor. Then you need to provide proof materials to prove it. In order to avoid tax, some enterprises pay part of the time and find part of the money. At this time, the company's financial certificate is very important.

If you are in business, bring more cash than the bank. Then provide purchase and sale contracts, bookkeeping books, utilities and other materials that can prove sales performance, or business licenses for more than one year.

Increase the loan amount through reasonable means, not bank fraud.