A. Unlisted state-owned enterprises to set up an audit and risk control committee, the director and other members of what qualifications must include independent directors

To be organized, disciplined, and have a sense of collective honor. Independent directors to include.

B. Can a loan still be made if the risk control audit fails

The loan must meet their conditions to be made. After determining that the audit did not pass, you can ask customer service for specific reasons, version to solve the problem can be re-authorized to submit a new loan application. Loan application requirements:

1, have a regular income, depending on the salary details;

2, the age needs to be between 18-65 years;

3, if the loan is used for business or purchases, there must be a guarantor and collateral;

4, a very good credit rating.

(2) What conditions are needed to do the wind control Extended reading

The solution of the wind control audit did not pass:

1, resubmit the loan application, if it is because of the problem of filling out the information, just fill out the whole thing again.

2, if it is a personal bad credit caused by the failure to pass, you can interval 3-6 months to apply again.

3. Reducing personal indebtedness can increase your chances of passing. Pre-credit investigation report writing format instead of can be divided into two categories, one is the table format, that is, in accordance with the printed form to fill in the content item by item.

Table format writing method is relatively simple, easy to write, generally speaking, for the application of the loan amount is small and simple business use this form. Another category is the production of the type, that is, to produce a complete written material, which is mainly on the application for a larger amount of loans, involving more complex content, the relationship between some of the political issues with the application of this form.

C. To do the work of the wind control, what is the higher gold certificate

Wind control is "risk control" means that the head office has a wind control director, belonging to the company's senior management positions, its version of the post to be reported to the China Securities Regulatory Commission for approval.

2. Risk control right under the director of a specific risk controller, also known as the risk control commissioner, need to have a CFA certificate, etc. FRM certificate is the highest gold certificate in the field of risk control. FRM's examination subjects comprehensively cover capital market risk, credit risk, as well as operational and integration risk, corporate governance and other areas, has been widely respected by the global financial community and the business community on behalf of the most professional and high-level global risk qualification in the field of finance, and the most professional and high-level global risk qualification in the field of finance. The company's mission is to provide the highest level of service to its customers.

3. The main duties and responsibilities of the Risk Control Specialist are: to formulate the company's risk management objectives, systems and processes; to establish a project risk management system, and to promote the company's internal and external risk prevention and control; to be familiar with the financial market, the real estate market, the sale of second-hand cars, related laws and regulations, and the credit risk prevention and identification, monitoring, and resolution system; and to complete the other tasks that are temporarily assigned by the superior leadership.

D. How to do a good job as a wind control commissioner, how to improve their working ability

Do a good job as a wind control commissioner need to do the following points to improve their working ability:

First, wind control personnel to improve their theoretical level and professional knowledge. With the development of business, futures companies have a growing demand for high-quality professionals, wind control personnel should strengthen theoretical knowledge, national policies, business skills and other aspects of learning and improving, in order to better fulfill their work.

Secondly, we should familiarize ourselves with the company's risk control system and reasonably grasp the direct relationship between the company's margin ratio and the exchange's margin ratio. In the first time to reach the customer to the risk of timely warning to customers, notify the customer in a timely manner to additional margins. If you can't contact the customer, you have to find their account manager to track down the customer, and try to let the customer know the risk situation in a timely manner and deal with it in order to avoid the customer's loss.

Third, the risk control post also need to understand the market situation, the trend of the market to have a more objective judgment, especially in the extreme market time, to be able to calmly and clearly analyze how to guide the customer to avoid the risk, how much time to give the customer for the recovery of the insurance position to deal with the reduction of a professional attitude to make a reasonable judgment.

Fourth, to have a solid business literacy and good communication skills. Risk control personnel should be familiar with the trading rules, and can explain clearly to customers in doubt about the Exchange's bailout system, the Company's risk control system and the latest margin policy for each variety of contracts. At the same time, we must learn to communicate with the business sector and customers in a timely manner, especially in the risk treatment of key customers, the first to pay attention to the communication skills, careful answers to customer questions, so as to avoid misunderstandings; the second is to be reasonable gatekeepers, the accommodation of the accommodation, should not be accommodated by no means accommodated to control the risk of the bottom line.

Fifth, the wind control post to have a strong will. The futures market is a high-risk market, there will always be a period of time each year when the market fluctuates violently, the risk warning pressure is very high, which requires the wind control personnel must have a strong psychological quality, able to calmly face the pressure, to help customers to avoid risk.

Sixth, the wind control personnel should also learn to self-development, in the major work pressure to learn to release the negative emotions in a timely manner, after work, more out of the distraction, breathe fresh air, wash the inner hostility, so that they have a calm and good state of mind. Because only with a good mind to work, in order to put yourself in the shoes of the customer to maintain the interests of customers, in order to understand the customer at the same time also to change the customer's understanding.

E. What are the conditions for applying for Jingdong White Stripes

All Jingdong Mall users are eligible to activate the "White Stripes" for Mall consumption, and can also enjoy up to 30 days of interest-free version, the longest 24 installments of the right to pay.

However, the consumer finance business does not require manual approval of a credit, are through the wind control big data model to identify the user. The back-end wind control system will be based on shopping habits, credit status, the degree of stability of the shipping address, etc., combined with a variety of factors and data to "identify" the user, and then quickly give the "white" can be activated to assess the results.

With more accurate big data modeling, the probability of a user's "white label" activation will also increase, and at present, Jingdong Consumer Finance has completed credit scoring for nearly 200 million users.

With regard to the white label, you can regularly receive a credit package, and as long as you can maintain a good record of consumption and repayment, you can also be rewarded with a credit increase.

(5) what conditions are needed to do the wind control extended reading:

1, in March 2016, Jingdong Finance launched the first cash lending product Jingdong Jinjiao, that is, for the credit good white bar users tailored to the cash lending service, is the extension of the white bar credit in the cash consumption scene.

2, "white bar" also through the Jingdong system of O2O (Jingdong home), global shopping, product crowdfunding, and later gradually covered the rental, tourism, decoration, education, wedding and other areas, from the credit purchase services to provide credit consumption loans, covering more consumer scenes, to provide credit consumption for more consumers. The company's services have been expanded to cover more consumer scenarios and provide credit consumption services to more consumers.

F. Qualification of Risk Control Director of Private Equity Fund

The duties and requirements of the general copy are as follows

Position Responsibilities:

1. Research on macro and micro economic situation and securities market conditions, formulate relevant investment strategies and asset allocation plans, and provide relevant reports;

2. Research on investment opportunities of the industry and the company, and be responsible for making investment analysis and judgments on the research object's

2, research industry and company investment opportunities, responsible for the fundamentals of the research object to make investment analysis and judgment, and provide the corresponding analysis report;

3, leading the FOF / MOM preparation and management work, including strategy development, fund / adviser selection, tracking, fund-raising, etc.;

4, responsible for the Asset Management Department, the construction of the investment team, and continue to improve the departmental level of investment and the business level of professional staff.

Qualifications:

1, master's degree or above in economics, finance and other related majors;

2, with more than 5 years of investment experience in securities self-management or asset management, fund or securities company investment management experience and excellent past performance is preferred, with the experience of the fund manager is preferred;

3, solid securities research skills, familiar with the financial product

3, solid securities research skills, familiar with financial products, industry research, asset allocation, risk control, investment management and other aspects of the knowledge;

4, calm personality, meticulous and responsible, strong sense of responsibility, with good communication and coordination and team leadership skills.

G. How to apply for the Risk Manager

The Financial Risk Manager (FRM) exam*** is five hours long and includes five parts: quantitative analysis, market risk measurement and management, credit risk measurement and management, management of operational risk and overall institutional risk, risk management and investment management. To earn the FRM designation, you must meet three requirements: pass the exam; be a member of GARP; and have at least two years of work experience in the financial risk field or other related fields.

How to apply for the exam: you can personally go to the official website to register, or participate in training courses, training courses to help you register.

How to study: FRM exam content and industry risk control practice closely linked, FRM level II equivalent CFA level II. The content of the exam questions are mostly practical problems in the industry. The exam question team members are mostly theoretical knowledge and practical experience of the industry experts. At the same time, the FRM exam is also different from the CFA exam, CFA test is the breadth of knowledge, FRM exam more test risk control practice experience, professional depth degree is high. If the candidates do not have a deep and comprehensive understanding of international risk management practices, not to mention the answer to the question, that is, to understand the question is difficult, FRM1 level focuses on the examination of theoretical knowledge, the difficulty is relatively simple and CFA's knowledge system 40% of the same.

H. want to take the "risk control" certificate, please ask me how to choose

You can take the FRM certificate, FRM financial risk manager is the system of global financial risk management field authoritative qualification, by the Global Risk Association (GARP) set up. FRM has been recognized by Wall Street and many famous financial institutions in Europe and the United States, the risk management department of large companies, as well as various countries *** regulators and financial regulators, and has become the most authoritative certification in the field of financial risk management around the world.

I. What are the requirements for a risk control specialist in a microfinance company

Microfinance application requirements:

1. To be a resident of mainland China who is at least eighteen years old;

2. To have a stable residential address back and a job or answer to the place of business;

3. To have a stable source of income;

4. To not have a bad credit record, and the use of loans Can not be used as speculation, gambling and other behavior.

5, other conditions required by the bank.

Microfinance process:

1, submit an application to the local bank or lending institution;

2, prepare all kinds of information required for the loan;

3, face to face with the bank or lending institution;

4, the bank audit the qualifications of the lender;

5, the audit is passed, the success of the release of money.

J. Excellent risk control / legal staff, the qualifications and conditions required.

Should have the following qualities:

1. Proficient in relevant legal knowledge and business knowledge, familiar with the national version of the relevant economic laws and regulations;

2. Good planning and execution ability, organization and coordination ability, communication skills, oral and written expression ability;

3. Holding the relevant qualifications (please refer to the attached picture);

4. Learned and experienced, with keen observation and market economy sense, bachelor degree or above;

5. Good professional ethics and personal qualities, honest and reliable. From Job Q User: Ms. Wang

Mature public company risk control experience From Job Q User: Ms. Wu