Not only can you do it, but with the Farmers Bank's Huinong E-Loan, a family can only have one of the husband and wife applying for the loan, not both at the same time.

Bring your ID card, hukou (must be an agricultural household), a copy of your ID card, a copy of the first page of your hukou, and go directly to the bank for an indefinite period of time, the key is to see if the bank has completed the task, and to see if the bank has issued the card, and more than a couple of banks, there will be a do it, no need to go to the village committee.

Legal analysis: As long as the credit is good, there is a fixed income, eligible, husband and wife can at the same time to the bank credit loan.

Legal basis: "Chinese People's *** and National Code"

Article 1,064 Both husband and wife *** with the same signature or one of the husband and wife afterward recognized the *** with the same meaning of the debt, as well as the husband and wife

wife in the marriage of one of the family during the survival of the individual name of the debt of the daily life of the needs of the debt, belong to the husband and wife *** with the same debt. Debts incurred by one of the spouses in his or her personal name during the marriage that exceed the needs of the family in daily life shall not be considered as debts incurred by the husband and wife ****; however, the creditor shall not be able to prove that the debt is used for the husband and wife to live together, to **** together in the production and operation of the business, or is based on the same intention of the husband and wife ****.

Article 165 A man and a woman may agree that the property acquired during marriage and the premarital property shall be owned by each of them, or owned by both of them, or partly owned by each of them, or partly owned by both of them. The agreement shall be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 10612 and 10610

3 of this Law shall apply.

An agreement between husband and wife on the property acquired during the marriage as well as the premarital property shall be legally binding on both parties.

When a husband and wife agree that the property acquired during the marriage belongs to each of them, the debts incurred by one of them shall be settled by the personal property of the other if the counterparty is aware of the agreement.