Article 1

In order to safeguard the legitimate rights and interests of Internet insurance consumers and protect the right to know and the right to make independent choices, and in accordance with the regulatory requirements of Article 23 of the Interim Measures for Supervision of Internet Insurance Business of the CIRC, the China Insurance Association (hereinafter referred to as the CIRC) has formulated the Rules.

Article 2

The disclosure of information on Internet insurance referred to in these rules is that under the guidance of CIRC, CIRC establishes a column for disclosure of information on Internet insurance on its official website, disclosing information on insurance institutions conducting Internet insurance business and their cooperative third-party network platforms, etc., which is enquired and supervised by the public.

Article 3 The insurance institutions referred to in these rules refer to the insurance companies and insurance professional intermediaries approved by the Insurance Supervisory and Regulatory Commission and registered in accordance with the law.

Article 4 The disclosure of information on Internet insurance adheres to the principles of truthfulness, accuracy and completeness, timeliness and risk disclosure.

Chapter II Disclosure of the main body

Article 5 Each insurance organization carrying out Internet insurance business is the main body of Internet insurance information disclosure, and specifically performs the obligations of Internet insurance information disclosure:

(a) Promote information disclosure according to the industry's unified deployment and tempo;

(b) Disclose information in a timely manner;

(c) Ensure the disclosures are true, accurate and complete, with no false records, misleading statements or material omissions;

(iv) other requirements.

Article 6

Each insurance company conducting Internet insurance business shall disclose information on the professional intermediaries and third-party online platforms with which it cooperates, and each insurance professional intermediary conducting Internet insurance business shall disclose information on the third-party online platforms with which it cooperates.

Chapter III Disclosure Contents

Article 7 Each insurance company conducting Internet insurance business shall disclose the relevant information of the organization in the disclosure column of the CIRC, which mainly includes the following contents:

(1) the full name of the company, the abbreviation of the company;

(2) the name of the website and website address of the website operating the Internet insurance business, including the name of the APP, and the name of the public number of the WeChat. ;

(iii) the name, office address and telephone number of the established secondary branch;

(iv) telephone number for customer service and consumer complaints;

(v) website for disclosure of the company's information;

(vi) any other contents stipulated by the CIRC.

Article 8 Each insurance professional intermediary that conducts Internet insurance business shall disclose the relevant information of the organization in the column of CIRC, which mainly includes the following contents:

(i) name of the organization, registered capital, place of incorporation, time of establishment, address of the organization, and contact telephone number;

(ii) name of its own as well as third-party online platform website, website address, business license number or filing number, the time of filing in the CIRC, as well as the name of the product sales, the name of the product registered or filed in the CIRC, the location of the organizer's residence.

Article 9 Insurance companies conducting Internet insurance business shall disclose in the disclosure column of the CIRC information on the websites of cooperating insurance professional intermediaries, including:

(i) full name, abbreviation and website address of the website;

(ii) information on the filing of the website;

(iii) scope of business cooperation;

(iv) information on the cooperating insurance products: the actual sales name as well as the name filed with the CIRC.

Article 10 An insurance organization conducting Internet insurance business shall disclose in the disclosure column of CIRC the information of the cooperative third-party online platform, including:

(i) the full name, abbreviation and website address of the third-party online platform;

(ii) the filing information of the third-party online platform;

(iii) the scope of business cooperation;

(iv) information on cooperative insurance products: the actual sales name and the name filed by CIRC. Insurance products: the actual sales name and the name registered or filed with the China Insurance Regulatory Commission (CIRC).

Article 11 The disclosure program can be dynamically adjusted according to market conditions to protect the legitimate rights and interests of Internet insurance consumers.

Chapter IV Disclosure Workflow

Article 12 Each insurance organization conducting Internet insurance business shall make disclosure in accordance with the unified deployment and requirements of CIRC.

Article 13 The insurance institutions conducting Internet insurance business shall fill in the relevant disclosure information of the Internet information disclosure system on the official website of the CIRC in a timely manner in accordance with the requirements, and carry out daily maintenance of the disclosure information.

Article 14 The insurance institutions conducting Internet insurance business shall not delete the disclosure information formed in history, including cooperative organizations and insurance products, so as to facilitate the historical inquiry of insurance consumers.

Article 15 In principle, each insurance organization conducting Internet insurance business shall disclose information in advance. For cooperative institutions or insurance products whose cooperation period or sales period is within 10

working days, disclosure of information after the fact is permitted, but not more than 10 working days.

Article 16 For insurance institutions that conduct Internet insurance business after the implementation of these Rules, they shall apply to CIRC for information disclosure within 10 working days.

Chapter V Management and Responsibility for Disclosure

Article 17 The person in charge of Internet insurance business of each insurance institution shall be directly responsible for information disclosure.

Article 18 Each insurance institution conducting Internet insurance business shall designate a special department and personnel responsible for organizing and coordinating the information disclosure of the insurance institution, and be responsible for the work docking with the CIRC.

Article 19 Information disclosure follows the principle of "who discloses, who is responsible". Insurance companies are solely responsible for the truthfulness, accuracy, completeness and timeliness of the information disclosed on insurance products.

Article 20

If an insurance organization conducting Internet insurance business fails to disclose true, accurate and complete information, or discloses information in an untimely manner, resulting in infringement of the interests of insurance consumers, it shall be dealt with in accordance with the relevant administrative provisions of the CIRC's industry self-discipline. In case of serious consequences, the case will be reported to CIRC.

Article 21 CIRC may disclose risks in its information disclosure column to protect the legitimate rights and interests of insurance consumers and safeguard the long-term healthy development of the insurance industry.

Chapter VI Supplementary Provisions

Article 22 These Rules shall come into effect on October 1, 2015, as of the date of implementation.

Article 23 These Rules shall be interpreted by the Insurance Association of China.