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Is Youxin Wallet a formal platform? Are there any reliable payment channels?

Youxin Wallet is reliable. Many people have used it.

Youxin Wallet is actually a loan super. If you want to become a member, please do not apply. Just uninstall it. If you sign up offline, it is even more nonsense. It just asks you to get a credit report for a bank loan. Black Iron will do it. Don't go, it's a waste of time.

According to the official introduction of Youxin Wallet, after everyone submits the application materials, under normal circumstances, the review can be completed in as fast as 10 minutes. After the review is passed, it will take 1-2 hours for the account to arrive. . Loan platforms that cooperate with Youxin Wallet include Haofenqi, Xiaohua Wallet, Lidai, Moonlight Xia, Anjiapai, etc. Among them, Haofenqi can lend money within 10 minutes at the fastest, Xiaohua Wallet can lend money at the fastest half an hour, Lidai and Moonlight Xia can lend money at 24 Loans will be released within hours, and Anjiapai’s loans will take up to 2 working days.

Compared with other online loan channels, it is easier to make money through the channels in Youxin Wallet. Taking the Xiaohua Wallet as an example, the credit report cannot be checked without checking the credit report, so even if the credit report is A slight overdue date will not have much impact. In addition, if everyone chooses different online loan products or chooses the same loan product, due to different qualifications, the credit limit will definitely be different. If you want to obtain a higher loan limit, then you can only ensure that your overall credit is good. .

Youxin Wallet is an APP developed by Chengdu Youka Information Technology Co., Ltd. that provides Internet online financial consulting services. It mainly provides online small and large loan, installment, online credit inquiry, online blacklist detection, long loan detection, credit card application and other services.

The software Youxin Wallet itself is a credit intermediary. The specific quotas and products matched to you are based on your own credit. The application quota is basically given to you by major products. , has basically nothing to do with Youxin Wallet. Naturally, the premise is that you have no problem with your own credit.

If you have obtained a quota, you should pay attention when choosing.

First: The wallet itself is just an intermediary and does not provide loans to users. What you pay for are recommended products, so you must carefully look at which products are most suitable for you. Generally speaking, It says it will recommend several products to you. Each product has a different interest rate and a different ordering speed. You must pay attention to the screening. Although it says it will intelligently screen products through big data and AI at the beginning, it is about money. , I still have to take a closer look to see if it is right.

Second: If you really need money now, it is relatively stable compared to other messy institutions. You don’t have to worry about routine loans, slow speed, high institutional risks, etc. It’s a convenient place. The reason is that it will recommend multiple products to you, and they are all products filtered by big data AI, thus protecting against routine loans.

Third: Remember to repay on time! Remember to repay on time! Remember to repay on time! Say important things three times, and be careful not to overdo it. Credit products will basically be listed on the credit report. It will be uncomfortable to be included in the credit blacklist.

Operating environment:

Huawei nova7pro2.0.0.209

Youxin Wallet 6.1.7