Jinying Financing is a formal platform. Jinying Financing is a personal credit loan product of Hangzhou Benying Information Technology Co., Ltd. Jinying Financing is located in Hangzhou, has a business license, and has no risk record. Jinying Financing is the former borrowing king and has a formal online small loan license. It mainly matches loans from banks and licensed financial institutions, and the source of funds is relatively safe and reliable. The maximum amount that can be applied for by Jinying installment loan is 50,000, and the use period is 6 to 12 months. It is the same type of product as Kidney bean installment loan. There is no callback for the entire system approval process, and it can be recycled. The interest rate of Jinying installment is relatively high, but it still complies with the national regulations. The annualized interest rate is within the range of 36%. It is mainly based on the comprehensive qualification evaluation of the borrower. According to the real user feedback, the interest rate is 30%. The specific interest rate is based on the actual loan. Subject to approval. There is an equity package when borrowing, and customers can decide whether to purchase it. Jinying will check the credit information of hundreds of banks before borrowing in installments. The matching loans are from banks and third-party licensed financial institutions. Some investors are overdue and will report to the credit report. After the loan is overdue, some investors will also report it to the credit information system to record the borrower's overdue behavior. Jinying Installment is still a relatively easy online loan. Since its launch, the approval rate has been relatively high. The overall requirements for borrowers are relatively low. It is mainly aimed at users with good credit and big data and stable income. .