1, pay off the overdue arrears
If you want to optimize your loan big data, then first of all, you must pay off all of your current overdue arrears. Because the online loan big data is updated very quickly, as long as it is not a particularly serious situation, three months after the bad record will be eliminated, remember to ask the loan company to delete the previous data.
2, accumulation of good borrowing record
One of the ways to optimize the online loan big data is to accumulate a good borrowing record. If you frequently make loan applications and apply for online loans too many times, in this case, as long as you properly control the number of times you apply for loans, or temporarily stop applying for loans, the online loan big data will be restored after a while. Then you can keep a certain loan frequency according to your needs and keep a good borrowing record. With the accumulation of good borrowing records, everyone's loan big data will be gradually optimized.
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