I think five times the fine is not much and very reasonable.

Fine amount for cheating medical insurance money

An insured person who fraudulently uses another person's medical insurance voucher to seek medical treatment or purchase medicine, or cheats the medical insurance fund expenditure by forging, altering, concealing, tampering with, or destroying medical documents, medical certificates, bookkeeping vouchers, electronic information and other relevant information, or by fictitious medical service items, will be suspended from online settlement of medical fees for three to 12 months, and at the same time be subject to a fine of two to five times the amount of the cheated amount imposed by the medical insurance administrative department to impose a fine of two to five times the amount of fraud.

If a participant is suspected of fraudulently obtaining medical insurance fund expenditures and refuses to cooperate with the investigation, the administrative department of medical insurance may request the medical insurance administration organization to suspend the online settlement of medical expenses. Medical expenses incurred during the suspension of online settlement shall be paid in full by the insured. If a designated medical institution defrauds the medical insurance fund of its expenditure by inducing or assisting others to seek medical treatment or purchase medicines under false names, providing false certificates, or colluding with others to issue false expense documents, it shall be ordered by the administrative department of medical insurance to return them and shall be subject to a fine of two to five times of the defrauded amount.

Some family members have high reimbursement rates, and the whole family uses his health insurance card for medical treatment and medication, with the intention of saving money.

With the promulgation of the regulations, there is a law to follow. On the one hand, the loopholes in hospitals have been plugged, and doctors are afraid to prescribe medicines without their own health insurance cards. We all know that the state has begun to regulate, most people do not dare to take the risk of insurance fraud. Fraudulent insurance amount of two times to five times the fine, is the amount of money spent by the relevant state departments each year on the residents of the medical insurance card normal medication after big data screening, is based on China's current national economic situation, in line with the current stage of the actual national conditions.

The Regulations on the Supervision and Administration of the Use of the Medical Insurance Fund clearly stipulate that any fraudulent use of the medical insurance fund shall be ordered to be refunded by the administrative department of medical insurance and be subject to a fine of two to five times the amount of the fraud. The consequences of insurance fraud can be large or small, the consequences of the insurance company refused to pay compensation, extortion and blackmail is very small, not only face administrative penalties, in legal practice may also evolve into a more serious crime of fraud, will be prosecuted by the law.