The domestic UBI car insurance market has just emerged not long ago, and insurance companies are in the trying stage. My current insurance company is also in the research and development of UBI-related auto insurance insurance, of course, this is different from the traditional auto insurance products, only our insurance company can not do it, so we are with a company called evaluation of driving technology UBI big data company in the contact, the future division of labor of this product business is bound to be our insurance company to complete the overall design of the UBI auto insurance products, and then through the evaluation of driving technology UBI data modeling and analysis capabilities to provide risk assessment support. The UBI data modeling and analysis capabilities of Evaluating Driving Technology will provide risk assessment support. In fact, there are many big data companies doing UBI in the market, why do we choose Evaluating Driving Technology, because Evaluating Driving Technology is the president of China European Economic and Technical Cooperation Association of Artificial Intelligence Branch under the Ministry of Commerce, and it is also the leader of the standard group in the research project "Telematics Data Insurance Application" led by the China Bank of China Insurance Corporation, and has drafted the "Telematics Data Insurance Application for Motor Vehicle Insurance". The "Motor Vehicle Insurance Telematics Data Acquisition Specification (TIAC 27-2019)" can be seen in the field of technical research and development strength is far ahead of the collection of data is also in line with the national norms.UBI car insurance in the last two years will certainly usher in the outbreak of the period, so as the insurance company, as soon as possible to choose a technological advantages of the UBI big data company is the most sensible approach.