If you are unable to complete your studies properly due to financial difficulties, you can contact the school department to inquire about student loans. If you have a problem, talk to your family or consult a teacher. Don't believe in hearsay, and don't be tempted to take advantage of the situation.
The Agricultural Bank of China (ABC) has a small consumer loan for college students, which refers to the self-service small credit consumer loan issued by ABC to full-time undergraduate and college students (including vocational students), postgraduate students, and students pursuing a second bachelor's degree in higher education in the form of pre-approval to satisfy reasonable consumer demand during their school years. It is also known as "Farmers Bank Campus Loan".
The application process for a small consumer loan for college students (Agribank Campus Loan): the applicant is required to provide a valid ID, a copy of his or her student ID card, and any other information required by the Agricultural Bank of China. Investigators on-site witness the applicant sign the Information Collection Form to confirm. The bank then verifies the information in bulk and carries out pre-credit. For college students who are included in the pre-credit database, they can apply for a loan through the bank's online banking and palm banking channels in accordance with the process of "NetJet Loan", and after the system automatically investigates, automatically approves the amount and interest rate, and automatically approves the loan, they can carry out self-help operations such as signing, using credit, and repaying the loan.
Borrowers of small consumer loans for college students should meet the following conditions:
1. They should be at least 18 years old, have the nationality of the People's Republic of China, and have the ability to fully engage in civil behavior.
2. Holding a legally valid identity document, holding a valid student ID.
3. When applying for a loan, you must be an e-banking customer of the Bank and hold a security authentication tool issued by the Bank.
4. The credit report record meets the criteria of "Netjet Loan".
5. Credit score meets the admission requirements.
6. The purpose of the loan is reasonable, compliant and clear. The borrower shall not be granted a pre-credit line if he/she has any of the following circumstances: 1. Has violated the law, discipline, or serious violation of school rules.
2. Excessive consumption or other behaviors that make it inappropriate to grant loans.
Small Consumer Loans for College Students (Agribank Campus Loans) are used for college students' consumption, training, study assistance, and other reasonable consumption purposes. It cannot be used for home purchase, securities, futures investment and other purposes prohibited by laws and regulations. For more information, please contact your local Farmers Bank.