1. When sending flowers or borrowing flowers to repay the loan, it is overdue to repay the loan within the specified loan period. Sesame credit score is declared by the system and reported to the central bank for personal credit, which leads to the decrease of sesame credit score and the damage of personal credit. So the system freezes the amount of flowers and borrowed flowers and closes the account.
2. When there are various bad behaviors in the account, such as illegal withdrawal, increasing scores, etc. Due to the frequent replacement of machinery and equipment, frequent changes in account information, or expired authentication ID information, the account risk is extremely high, resulting in system risk control.
3. Alipay system is being maintained and updated, and the service is suspended; Or Flower Bud and Loan Bud are implementing well-known brand protection, which will become Flower Bud | Credit Purchase and Loan Bud | Credit Loan in the future. The suspension of borrowing may also be that the customer has recently opened a store, which is no longer an ordinary public identity and has become his own entrepreneur. After comprehensive evaluation, he believes that the loan will no longer be suitable for customers, and may give loans to online merchants in the future.
If you want to blossom, then Alipay customers must consider the following preconditions: 1, Alipay customers are mainland Alipay real-name certified customers aged 18, and Alipay binds real-name registered mobile phone numbers;
2. Alipay account status is normal.
Whether consumers who meet the above standards can finally open flower beds depends on the results of comprehensive evaluation of the system. Whether the flower bed can be opened or not is decided by the system according to the application of the administrator account. There is no manual intervention. We can search for "flower bed" in Alipay search box, and click it to see if it can be opened. If you can't open the flowers for the time being, it is recommended to save the account first and then care about whether you can open it.
Although the opening of flower buds is established through systematic comprehensive evaluation, there is no human intervention, but the following methods are beneficial to the opening of flower buds: 1. Try to use AliPay. We usually use Alipay as much as possible, whether shopping in the supermarket or eating in a restaurant, paying electricity bills, recharging phone bills, etc. So that the system can see their spending power and improve their popularity.
2. Fill in the private information of Alipay. Customers can try to fill in Alipay's private information, such as work information, personal provident fund information content, housing information, etc. The more complete these data are, the more conducive it is to improving the sesame credit score and opening the flower garden.
3. Maintain a stable personal credit report, make effective credit card consumption or loan, and pay it off in one lump sum.