Net black, generally are not on time repayment of people, or have bad behavior of the user, are very easy to be included in the net black, to determine whether they are net black, on WeChat: letter friend pigeon, you can view. Can also look at their own credit score oh, contact blacklist and so on.

After becoming blacklisted, it is easy to apply for a loan and be rejected, which needs to be dealt with in a timely manner.

The most obvious impact of the big data black is to apply for a loan is easy to be rejected, and even if the application down, the amount is not high.