1. Actively contact the borrowing platform
Communicate with the borrowing platform immediately, explain the current situation, show your determination to repay the loan, and request a grace period. If it is because the economic situation has changed, you can explain the specific reasons.
2, check the loan contract
Read the loan contract carefully to understand your repayment obligations and the borrower's power. At the same time, you also need to understand your legal rights and interests and maintenance measures.
3, consult a legal counselor
After the overdue online loan you need to contact a professional legal aid organization or law firm in time to seek legal help and support. Then through legal means, negotiate with the borrowing platform to increase the grace period for repayment and reduce interest and penalties.
4, contact the emergency contact
If the emergency contact was door-to-door debt collection, we should actively seek their help, explain the situation to them, and communicate with the borrowing platform to actively solve the problem.
In addition to the above measures, if you want to understand why your online loan application was rejected, you can use "Kingfisher Data" to understand your big data problems. It is an accurate and complete big data system that cooperates with more than 2,000 online lending platforms to provide accurate and complete data. This allows you to understand how your credit is rated, so you can improve your credit profile and increase your chances of getting a loan.