After the credit line of Zhaolian Finance is frozen, it must be repaid on time and not overdue. Now Zhaolian Finance has liquidated damages for prepayment. If you don't want to borrow any more, settle it in advance. If you want to borrow it again, you can continue to pay it back on schedule. If you want to unfreeze the line, try to upload real asset information that is beneficial to the loan. If not, you can only wait, don't cheat, don't pay the deposit, and don't unfreeze the money. This will not only unfreeze, but will also be considered as having no repayment ability.

Two, the recruitment of financial overdue for one year, the amount is frozen, can be opened. ...

You are overdue, and you won't continue to lend you money unless the risk control determines that there is no danger in your repayment here and you can repay it normally.

Third, why do many people in Zhaolian Finance freeze the quota?

According to Zhilian customer service, there are two main reasons why the quota is frozen:

1, overdue

Some users forget to repay, unable to repay, and have overdue records. Even after the settlement, it will affect the re-borrowing, and the current quota may be frozen to prevent further losses.

2. Second assessment

Zhaolian Finance adopts big data evaluation. Once the current status of your account is abnormal or risky, the limit will be frozen immediately, and you can no longer operate the loan.

4. Why is my Zhilian Finance frozen?

The method of unfreezing recruitment finance is as follows: 1. Account overdue 1. If the account is frozen due to overdue repayment, the arrears must be paid off in accordance with the regulations; 2. After paying off the arrears, see if the credit line can be used normally; If the quota does not return to normal, you need to wait patiently for a while and try again. Second, the second evaluation does not meet the requirements 1. For those who fail to meet the requirements in the second evaluation, the first thing to do is to improve their comprehensive credit score, such as supplementing information, accumulating loan records through other channels and increasing personal income; 2. Stick to it for about three months, and then try to apply for Zhaolian Finance to see if the quota can be unfrozen. Special note: If the credit line you hired is frozen because the credit record of the central bank is tainted, it will be difficult to recover in a short time, and it may take 1-2 years. Related content of recruitment financial line: 1. Increasing the recruitment quota is mainly based on the user's loan record, repayment situation and credit information to adjust the quota. As long as you borrow frequently and repay on time, you can gradually improve. Second, the task of lifting the amount For some old customers, the lifting of the joint recruitment will give some lifting tasks from time to time. If it is overdue at present, it cannot be operated. If you encounter abnormal problems, you can contact customer service. Third, the revolving quota recruitment finance is divided into two types of quotas, one is the revolving quota, which can be gradually restored after repayment; One is a special line, which can only be used once and cannot be recycled after use. Fourth, the quota is invalid. If you find that your quota is invalid, it may be that you failed the second evaluation of Zhaolian Finance. The system will automatically close the entrance and watch it later. The credit line of Zhaolian Finance was suddenly frozen, which was mainly caused by the following reasons: First, the user had a record of overdue repayment, and Zhaolian Finance thought that the user's repayment ability was insufficient and his willingness to repay was not strong, so he closed the loan line. Second, the user account is in a state of risk control, and Zhaolian Finance will not give the user a loan line. Third, the user's current debt ratio is too high. Zhaolian Finance thinks that the user can't repay the loan on time and refuses to give the user a loan line.