At present, many Internet lending platforms have introduced credit scoring systems, and many online lending platforms have realized blacklist data interoperability, and other lending platforms*** enjoy the borrower's loan records. These platforms will set people who are seriously overdue on their Internet loans or even refuse to repay as Internet blacklists, and unite all the Internet lending platforms to block them.

After being blacklisted as an online lender, loans on online lending platforms will basically be rejected.

Good personal credit is a passport to applying for online lending products, and conversely, if a borrower's online credit is too flowery or too black, he or she will naturally be thwarted in all directions. If you want to improve your personal qualifications, you can learn about your current credit situation on WeChat's "Early Knowledge Data", change your bad credit habits, and cover up your bad credit behavior with a new good credit history, so that when you encounter an economic crisis again, you won't be unable to find a way to get through it, or hit a wall again.