Vehicle auto insurance score refers to the score given by the insurance company according to the situation and amount of the insured vehicle. Generally speaking, the vehicle model, age, configuration, whether the vehicle is in danger, and the age of the owner, the number of violations, etc. It will have an impact. The higher the score, the higher the accident rate of vehicles. Usually the score is higher than 90 points, which will affect the premium discount for the second year. For the insured, the lower the auto insurance score, the better, and the premium for renewal in the coming year will be relatively cheap.
Motor vehicle insurance, that is, auto insurance (hereinafter referred to as auto insurance), refers to a kind of commercial insurance whose liability is personal injury or property loss caused by natural disasters or accidents.
Motor vehicle insurance, that is, "auto insurance", is a means of transport insurance with the motor vehicle itself and the third party's liability as the insurance subject.
Its insurance customers are mainly legal persons and individuals who own various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles.
Motor vehicle insurance is a kind of property insurance. Also known as car insurance. It is a means of transport insurance with the motor vehicle itself and the third party liability of the motor vehicle as the insurance subject.
Motor vehicle insurance is a kind of insurance with automobiles, trams, battery cars, motorcycles, tractors and other motor vehicles as the subject matter of insurance. Motor vehicle insurance can be divided into compulsory insurance and commercial insurance, and commercial insurance can be divided into basic insurance (also known as main insurance) and additional insurance. Motor vehicle insurance came into being at the end of 19. The earliest motor vehicle insurance policy issued in the world is the automobile third party liability insurance policy issued by the British "Legal Accident Insurance Company" in 15, and the insurance premium ranges from 10 to 100. And car fire insurance can be insured at a higher premium.
Motor vehicle insurance generally includes compulsory insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic risks are divided into vehicle loss insurance and third party liability insurance, vehicle theft and emergency rescue (theft and emergency rescue) and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).
Additional risks include glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, water-related insurance, no-fault liability insurance, vehicle cargo drop liability insurance, vehicle stop loss insurance, new equipment loss insurance, special insurance without deductible, etc. Glass breakage insurance, spontaneous combustion loss insurance and new equipment loss insurance are additional risks of body loss insurance, and these additional risks can only be insured after vehicle loss insurance is insured. Vehicle liability insurance, no-fault liability insurance, vehicle cargo drop liability insurance, etc. It is an additional risk of third party liability insurance, and these additional risks can only be insured after the third party liability insurance is insured; Each risk can be insured independently without deductible.