Compared with state-owned commercial banks, the product threshold of regional banking financial institutions is lower. Last year, Zhejiang Rural Credit Cooperative launched a product called "Li Zhe Loan". Today, let's take a look. How about Li Zhe loan from Zhejiang Rural Credit Cooperative?

1. What is the Li Zhe loan of Zhejiang Rural Credit Cooperative?

Zhejiang Rural Credit Cooperative "Li Zhe Loan" is a pure online loan product, which relies on big data technology, public data of government such as provident fund, taxation, industry and commerce, credit investigation by the People's Bank of China, and customer data accumulated by Zhejiang Rural Credit Cooperative 10. It is the result of the construction of "harvest credit" and "digital inclusive" of rural credit cooperatives in Zhejiang Province.

Second, the characteristics of Zhejiang rural credit cooperatives

1, the whole online operation, just log in to Harvest Internet and apply with one click;

2, the system automatically audit, information authentication, about 2 minutes to know the audit results;

3. The maximum amount is 300,000 yuan. As long as the credit is good, the loan can be recycled if there is a quota.

"Li Zhe Loan" adopts information technologies such as face recognition and mobile payment, and supports online processing, independent operation and repayment of loans.

Zhejiang Rural Credit Cooperative has more than 20,000 physical outlets, harvest stations and other offline channels. Customers can choose to experience convenient online operation or face-to-face interactive offline service, which can meet the differentiated service experience needs of different groups.

To sum up, Li Zhe loan can meet the comprehensive services of financial and non-financial functions of urban and rural residents, such as account payment, financial investment, living payment, e-commerce logistics and community service.