Beijing Bank Consumer Finance Company is formal. The first consumer finance company in China approved by the China Banking and Insurance Regulatory Commission (former China Banking Regulatory Commission) and established by the Bank of Beijing, the first consumer finance company in China, was established on March 1, 2010, and is now the first consumer finance company in China to be approved by the China Banking and Insurance Regulatory Commission (former China Banking Regulatory Commission).

Beijing Consumer Finance Company is a non-bank financial institution specializing in providing loans for consumption purposes to residents in China, and has been working hard to create a high-quality consumer finance environment for its customers. As the first consumer finance company in China, Beibin Consumer Finance Company has always kept in mind its pilot duties and practiced the concept of financial inclusion.

With the strong support of regulators and local governments, the company has been actively exploring the business model of consumer finance and relying on Internet technology to vigorously promote product innovation and business process optimization. At present, the company's main business is to provide personal consumer loans to individual customers for the purposes of education, rental housing, travel, car insurance, renovation and other purposes, including the "Easy Pay" and "Easy Loan" two major product systems.

Expanded Information:

Beijing Consumer Finance Co. p>North Bank Consumer Finance's "Easy Loan" series has four main aspects:

Household Easy Loan is a credit consumer loan for customers with a mortgage, and the application process is offline application→loan approval→telephone confirmation→loan disbursement; Household Loan is a mortgaged consumer loan for customers with a mortgage, and the application process is offline application→loan approval→telephone confirmation→mortgage loan disbursement. The application process is offline application → loan approval → telephone confirmation → mortgage processing → loan disbursement.

Dignity Time Loan provides unsecured and unguaranteed personal credit consumer loans for employees of high-quality enterprises, PhDs studying in formal state colleges and universities, domestic and foreign doctoral degree holders recognized by the state, and postdoctoral degree holders recognized by the China Postdoctoral Science Foundation, and the application process is offline/online application→loan approval→telephone confirmation→loan disbursement.

Easy eLoan is an online small credit consumer loan for customers who have a need for a small online cash loan, which can be used for consumer purposes other than purchasing a house or a car. The application process is online application → loan approval → loan disbursement.

Beijing Consumer Finance Company is committed to the bottom line of risk, the business positioning of small amount and dispersion, adhering to the compliance and steady development, steadily improving the big data support and intelligent risk control capabilities, building diversified customer acquisition channels and efficient customer acquisition mode, and striving to create a high-quality consumer finance environment for the customers to create an optimal financial service experience. Market risk, choose with caution! This article is for reference only, not as a basis for buying and selling.

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