A. How much can you borrow with an auto mortgage

Auto mortgage amountAuto mortgage amount is determined by the borrower's creditworthiness, repayment ability and other aspects. Usually the car mortgage rate is around 60%. For example, a 300,000 yuan new car mortgage, due to the car depreciation rate is faster, usually also assessed as 200,000, according to the 60% mortgage rate, can loan 120,000 yuan. Different institutions have different loan rates different lenders vary in their implementation, the same borrower with the same car mortgage, the approved loan amount may also be different. Some lenders can approve up to 70% of the appraised value of the car, and some up to 80% or even 90% of the appraised value of the car. Of course, it is also possible to be approved for only 50% or even 40% of the appraised value of the car. Lenders determine the loan amount by taking into account the borrower's qualifications, as well as the condition of the car. The borrower's age, household registration, marital status, financial ability, asset status, etc., and the car's age, value, mileage, and type will all affect the loan amount. The type of car affects the loan amount.1. If the car for which the loan is made is a commercial car, then the maximum loan amount is up to 70% of the total value of the car.2. If the car for which the loan is made is a private car, then the maximum loan amount is up to 80% of the total value of the car.3. If it is a second-hand car, the loan amount is determined by the appraisal value.

Two, vehicle mortgage loan loan amount is generally how much?

Beijing can give 80% of the current your market value

three, vehicle mortgage loan amount is how much

Vehicle mortgage loan has a charge on the car and not a charge on the car two kinds of lending institutions will be the collateralized vehicle will be impounded. The maximum vehicle mortgage amount for an escorted vehicle is 90% of the actual value of the vehicle, and the maximum vehicle mortgage amount for a non-escorted vehicle is 70% of the actual value of the vehicle.

Fourth, how much is the maximum amount that can be borrowed for a $130,000 auto loan?

The bank has a rule that the maximum amount of loan for an automobile for own use is 80% of the vehicle, and the maximum amount of loan for a car of 130,000 can be 104,000 dollars.

Loan amount: if the vehicle purchased is for self-use, the loan amount is not more than 80% of the price of the car purchased; if the vehicle purchased is for commercial use, the loan amount is not more than 70% of the price of the car purchased, of which the loan amount for commercial trucks shall not exceed 60% of the price of the car purchased;

Automobile loan refers to the loan issued by the lender to the borrower who applies for the purchase of an automobile, which is also called automobile mortgage.

Loan object: the borrower must be a permanent resident of the place where the lending bank is located, with full capacity for civil behavior.

Loan conditions: the borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; can provide recognizable assets as a credit, pledge, or a third party with sufficient solvency as a guarantor for repayment of the principal and interest of the loan and assuming joint and several liability.

Loan term: The term of auto consumer loans is generally 1-3 years, with a maximum of 5 years.

Loan interest rate: unified by the People's Bank of China.

Loan repayment method: you can choose a one-time debt repayment method and installment return method (equal principal and interest, equal principal).