I've always used Vipshop Finance, and personally, I think Vipshop's financial security is quite good. It depends on whether the financial security is high or not, which mainly depends on whether its risk control is done well and whether the risk system is perfect. The risk control of Vipshop Finance is very good, and the risk control system is perfect. Vipshop attaches importance to the accumulation of big data from the beginning, and has accumulated a large number of e-commerce transaction data since the launch of Vipshop in 28. Weipin Finance has made full use of Vipshop's big data resources to establish a life-cycle risk control management system of pre-loan approval, account management, post-loan collection and anti-fraud.