With a focus on car loans, the choice of vehicles as a medium stems from the fact that vehicle credit (pledge) has the advantages and characteristics of "fast liquidity, easy to implement credit (pledge) supervision and monitoring", which is a good guarantee for the reduction of investor investment risk.

The platform uses advanced big data technology to support the security of the vehicle (pledge), the "many-to-one, micro-diversified" investment model, and the use of wind control technology to ensure that the investor with the lowest investment risk, to obtain the most reasonable investment returns.