Star Orange Premium reliable
One, reliable.
1, first of all, from the platform strength point of view, the new orange superior is Jinzhong Longxin Internet company and the new flow of big data company *** with the operation of the network lending platform, the predecessor of the well-known new orange installment. And Jinzhong Longxin Internet Company is a member of the Shanxi Association, and New Stream Big Data Company is a data company that has received investment from 360, Softbank, and People's Insurance Capital. So on the whole, the platform strength of the new orange superior is relatively strong.
2, secondly, from the point of view of the mode of operation, the new Orange Premium is a personal credit loan without any guarantee and collateral, the application is very simple, mainly divided into two modes of borrowing with a credit card and without a credit card, with a credit card with a relatively high quota of up to 50,000 yuan, without a credit card with a maximum of 3,000 yuan, which can be divided into three repayment periods. In terms of interest rate is different from person to person, that is to say, the higher your comprehensive credit score, the lower the interest rate of the loan, so when you apply for the new Orange Premium, you must fill out more authentication information while keeping it real.
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A, why the central bank allows the new Orange Premium on the credit:
1, late penalty interest: no matter what kind of financial loan products, as long as you do not repay on time, occurred late, will be the first time to produce late penalty interest, interest will be charged on a daily basis, and the longer you are late, the greater the amount of late, and finally, like a snowball rolling more and more!
2, mental stress: now the online lending institutions have with their supporting means of collection, the new Orange Premium will also arrange for specialized collection staff, the debtor for a long period of time to collect, until the arrears of money to pay off for this. Specific means of collection are playing my phone, playing the contact phone, etc., so that everyone knows that you are a person who owes money and does not pay, words are not trustworthy, so that the defaulter can not raise his head in front of his friends and family.
3, credit damage: If you see in the loan contract is Jinshang consumer finance lending, then you must be careful, after the overdue, the new Orange Premium will be the borrower's bad credit behavior reported to the central bank credit system, as well as Sesame Credit and other private credit system, in the personal credit left a stain, will affect everyone's future mortgage, car loan and credit card application.
Second, the new Orange Superior has a few days grace period:
The new Orange Superior's repayment grace period varies according to the lending bank, usually within a week, the specific or to the actual grace period announced by the loan shall prevail. It is important to note that New Orange Premium can also be repaid early, but there will not be any reduction in fees or interest for early repayment.
Three, the new orange Youpin what time in the morning can be repaid:
The new orange Youpin repayment day is until 24:00 pm deadline. However, it is generally recommended to repay earlier, so that it is also convenient for the system to review in, if the card point, the system is a little problem, it is easy to overdue.
Operating environment; New Orange Youpin v3.0.0
Loan company which is good?
Which loan company is better: the latest ranking of China's top ten loan companies are, in order: Immediately Finance, BOC Consumer Finance, Yiren Loan, Jiexin, Jingdong Finance, Suning Finance, Fun Store, Wixin Jinke, Xiaowin Technology and Pai Pai Loan. Their specific introduction is as follows:
1, immediately financial
Immediately financial is China's first batch of consumer finance license loan company, its business has spread throughout China. Immediately Finance can provide credit loans of up to 200,000 yuan for a period of up to 24 months.
2. BOC Consumer Finance
BOC Consumer Finance, ranked No. 2 among the latest top 10 loan companies in China, was founded by Bank of China. BOC Consumer Finance can provide you with a variety of loan products, with the amount ranging from 20,000 to 200,000 yuan.
3, Yiren Loan
Yiren Loan is a loan company successfully listed in the United States, can provide you with loans of up to 200,000 yuan, the monthly rate can be as low as 0.78%, as fast as 30 minutes funds to the account.
4, Jiexin
Jiexin is a lending company from abroad that also has a consumer finance license. Jiexin can provide you with a loan of 2000-50000 dollars with a usage period of 6-48 installments.
5, Jingdong Finance
Jingdong Finance is currently ranked No. 5 in the latest ranking of China's top 10 lending companies.Jingdong Finance's Gold Bar can provide loans of up to 200,000 yuan or more, with interest accruing on a daily basis, and repayable as you borrow.
6, Suning Finance
Suning Finance has also been among the top 10 loan companies in China, and can provide loans of up to 200,000 yuan, which are available to citizens aged 18 to 55 years old.
7, Fun Store
Fun Store has been ranked No. 7 in the latest list of China's top 10 loan companies.Fun Store can help people buy goods in installments and also help withdraw cash.
8, Wearnes Kinko's
Wearnes Kinko's is a Hong Kong-listed lending company, and its Wearnes Kinko's and Star Money Pouch can provide loans up to 50,000 yuan.
9, small win technology
Small win technology in the latest ranking of China's top ten loan companies is located in the 9th. small win technology's small win card loan can provide up to 150,000 yuan of loans, have a credit card and other basic information can apply.
10, Pai Pai Loan
Located at the end of the latest ranking of China's top 10 loan companies is the loan company Pai Pai Loan. PaiPaiLoan can provide loans of up to 200,000 yuan and supports 724-hour applications.
Ping An New Loan Late Will Violent Collections
Ping An New Loan Late Will Not Violent Collections, Ping An New Loan Company is one of the more famous large-scale state-owned enterprises in China, enjoying the popularity and popularity of the company's internal talents are the social sector of high-precision and high-tech talent, at the same time, the company to a strong capital as a backing.
New Net Bank is which loan company
It is an Internet bank initiated and established by shareholders such as New Hope Group, Xiaomi and Red Flag Chain.
Sichuan Xinwang Bank, one of the country's three Internet banks, officially opened on December 28, 2016 . With a registered capital of 3 billion yuan, Xinnet Bank was initiated and established by shareholders including New Hope Group, Xiaomi and Red Flag Chain, and approved by the CBRC as the nation's seventh private bank.
New Net Bank adheres to the differentiated positioning of "mobile Internet, inclusive complementary" and the distinctive operation of "digital inclusive, open connection", and strives to build a digital technology inclusive bank, relying on the leading financial technology capabilities, robust big data risk control technology and efficient It is committed to becoming a digital technology inclusive bank, relying on leading financial technology capabilities, robust big data risk control technology and efficient Internet open platform operation mode to serve small and micro groups, support the real economy and practice inclusive finance.
Expanded information:
Related information about Xinwang Bank:
1. Sichuan Xinwang Bank has been approved by the China Banking Regulatory Commission (CBRC) for preparations for the establishment of a bank, making it the seventh private bank approved for preparations for the establishment of a bank in China. The bank has a registered capital of 3 billion yuan. The bank by the new hope group, millet, red flag chain and other shareholders initiated the establishment of the new hope group contributed 900 million yuan, accounting for 30% of the shares; millet through a wholly owned subsidiary of silver rice technology contributed 885 million yuan, accounting for 29.5% of the shares; red flag chain contributed 450 million yuan, accounting for 15% of the shares.
2. The representative of the shareholders of Xinwang Bank pointed out that the main service targets of the bank include the vast number of innovative and entrepreneurial enterprises, the expanding middle class people, and all the young people in pursuit of a better life, and proposed that the bank should be the vanguard of promoting China's financial innovation to provide hundreds of millions of users with cloud-based financial services at their fingertips.