Go to the bank home loan as long as the signed loan contract, unless the two sides of someone to terminate the relationship, that the contract is generally not invalid, and how long the bank does not release the money is not directly related to anything.

Two, specific analysis

Of course, also need to pay attention to, if the mortgage is delayed, not the bank funds are tight, delayed, it may be their own credit problems, or real estate developers have problems.

If the problem is in the bank, then just be patient and wait for it; but if it is in themselves, the mortgage is likely to be approved, then either find a way to remedy the situation, or can only give up, terminate the contract.

And if the problem comes from the real estate developer, then you can only choose to withdraw.

And if you withdraw and terminate the contract, the contract will naturally become void.

And, if the problem is due to their own withdrawal, due to early termination of the contract behavior, may also need to bear some responsibility for breach of contract.

Of course, the problem does not lie in the words, then choose to terminate the contract is not liable for breach of contract.

The big data of online lending can reflect the real situation of online lending. If you have taken out too many loans, it is advisable to get a good understanding of your credit data. Look up: Baytip Quick Check, which generates a big data report. Although there is a difference between the two, bank loans will also pay attention to big data credit in order to avoid the emergence of individuals who are unable to pay back bad debts, and bad credit can affect many aspects of the right.

Three, home loan audit can be small loans?

Home loan review process can borrow small loans, after all, the bank also did not specify that the home loan period can not handle other loans.

But it's not advisable to do so, after all, if you apply for a home loan at the same time and also apply for a lot of small loans, resulting in multiple borrowing, personal debt ratio becomes higher, it may affect the home loan audit.

So, it's best to wait for your home loan to be approved, and then apply for a microfinance loan.

And if you really need the money, then borrowing one or two is still not a big problem, and then pay attention to pay back the money on time is.

After all, most of the small loans are not connected to the central bank credit system, mainly recorded on the big data.

It is important to note that if you have borrowed a small amount of money and not paid it back on time, you will have to pay for it, but if you have not completed the review of your mortgage, you will have to pay for it, so you will not have to pay for it, and you will not have to pay for it.

Because late payments can lead to damage to one's credit, it is possible that a home loan could be rejected because of credit problems.