After the mortgage car pays off the loan, it can run on the operating license.

1. 1. Non-operating vehicles can also apply for operating licenses. 2. Article 8 of the Regulations on Road Transport stipulates: "An applicant for passenger transport business shall meet the following conditions: (1) having a vehicle suitable for its business and passing the inspection; (two) there are drivers who meet the conditions stipulated in Article 9 of these regulations; (3) Having a sound safety production management system. If you apply to engage in the class line passenger transport business, you should also have a clear line and site planning. " 3. Article 22 of the Regulations on Road Transport stipulates: "An applicant who applies for engaging in cargo transportation business shall meet the following conditions: (1) Having a vehicle suitable for his business and passing the inspection; (two) there are drivers who meet the conditions stipulated in Article 23 of these regulations; (3) Having a sound safety production management system. " 4. According to the above regulations, whether engaged in passenger transport or freight transport, there is no provision that the transferred vehicles cannot be engaged, and there is no provision that the non-operating vehicles cannot be engaged after the transfer. Therefore, non-operating vehicles can apply for operating licenses after transfer.

Two, operating vehicles can be changed to non operating vehicles. You need to bring your ID card, driving license and registration certificate to the vehicle management office for change registration. For specific logistics, please refer to Traffic Management China-Vehicle Business:

1. Application Form for Motor Vehicle Change Registration/Filing:

2. The original and photocopy of the identity certificate of the motor vehicle owner;

3. Motor vehicle registration certificate and driving license;

4. If the vehicle body, frame or engine are replaced, the motor vehicle safety technical inspection certificate, motor vehicle inspection record form and the corresponding rubbing film shall also be submitted;

5. If the car body color or the nature of motor vehicle use is changed, a motor vehicle inspection form shall also be submitted;

6. If the whole vehicle is replaced due to quality problems, it shall also submit the original factory certificate or import certificate of the imported motor vehicle, the motor vehicle inspection record form and the corresponding rubbing film (if it is not an inspection-free vehicle, it shall also submit the safety and technical inspection certificate);

7. If the agent is from China, he must also present the power of attorney and the identity certificate from China;

8. Other certificates and vouchers stipulated by laws and regulations.

3. Car mortgage means that the borrower who applies for a car pays part of the down payment in advance, and the lender issues loans to the car buyer in installments for the rest; Application conditions for mortgage car purchase:

1, with valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.

Want to buy a car by mortgage, what is the best car?

Lead: cars

About "I want to buy a car by mortgage. What car is the best?" This question, Bian Xiao sorted out the user's answers from multiple channels, so that everyone can understand it more comprehensively.

1. The following opinions were praised by 87 people and had 94 exchanges and discussions:

According to the data of libra, a big data platform of Cheetah, the user penetration rate of Didi Chuxing reached a record high of more than 2% from 2065438 to September 2006. However, with the merger of Didi Uber and the reduction of subsidies for passengers and drivers, the user penetration rate has been declining. By March this year, the user penetration rate had dropped to 1.4%, a drop of more than 30%. In addition to user penetration, Didi's current user activity is also declining. According to the data of Analysys think tank, the user activity of Didi peaked at 5438+ 10 in June last year, but it has been declining until March this year, reaching the lowest value after the merger of Uber China. According to industry insiders, the reason why Didi has experienced a double decline in user penetration and activity lies in its operating model. Subsidies for drivers and passengers have fallen sharply, and the average order volume and running water of drivers under their jurisdiction have dropped by about one third. A few days after the detailed rules of the New Deal came out, the volume of orders and the flow of water dropped a lot, and the cumulative decline exceeded 50% twice. The order volume and traffic of the platform have "fallen sharply". "It turned out that a driver can almost achieve the traffic of 1000 a day. Now 800 is doing better, with an average of around 550." This is about certified drivers (that is, excellent drivers, and the platform will give orders a tilt). Ordinary express drivers need to work 10- 1 1 hour when they run between 350 and 400 hours every day, and they can hardly make any money except for fuel and vehicle expenses. After the merger of Didi and Uber, his order volume dropped by 60%. Recently, with the introduction of the New Deal, it dropped by 15%. "We must consider the way out."

2. Wonderful answer:

Of course, in recent years, French cars have undergone considerable changes in ergonomics (yes, anti-human places have become more and more difficult to find), and their designs can also maintain a stronger texture than their peers. Except that the chassis and power system can't find the direction of adjustment, French cars actually don't have many slots ... To say that the most popular joint venture SUV on the market today is of course Highlander, which has a good reputation in comfort, space and reliability. The body size is 4855 1925 1720mm, the wheelbase is 2790mm, the measured volume of the trunk can reach 582L, and it can also reach 207L when sitting in the third row. This data makes its space very advantageous among competitors at the same level. The 2.0T power is 220 horsepower, but many people complain that no matter how high the price, it can't run. If I want to say that any brand spends the same price and enjoys leapfrog configuration, I will think of Ford for the first time. Sharp's configuration in the mid-level SUV is still relatively kind and won't make you feel cheap. The power of 2.0T can reach 245 horsepower, the body size is 487,865,438+092,565,438+0734 mm, and the wheelbase is 2850mm, which is the most important thing.

3. Wonderful answer:

I was unemployed before, and it was not easy to find a job when I was old. I thought about running Didi and working for a while. The daily running water is 400 yuan, the car loan 100, the gas money 100, and the insurance is 25 yuan per day (the car is often used, and the three insurances need 50W). Maintenance is equivalent to 15 yuan per day, plus these items. This is not illegal, but it is inevitable. If you deduct 3 points and fine 150, you must buy points, because your 12 points are less than one month. You can calculate how much money you can earn. Didi joins the driver itself to earn extra money. Seriously, you lose. Don't enter this industry if you have a job of 3-4 thousand yuan. You'll be sorry.

4. The following opinions were praised by 44 people and discussed by 14:

Why not take a break and buy a car with a mortgage? Are you out of your mind? Now you can drive whatever you want. Simply put, the naked car is about 654.38+ million, and the insurance purchase tax is about 654.38+0.3 million. Ok, let me help you analyze it. About 654.38 million cars had to take the express train. In Shanghai, it's 1 km, and 2 yuan takes one hour to 50 yuan, which means (200 km earns 400 yuan) = (50 yuan earns 400 yuan in 8 hours), which means that no matter how you drive this kilometer and how you drive, the express train will cost so little money. Then how much do you say you earn a month (car damage insurance 13000, average monthly operating insurance cost 1000). The fuel cost per kilometer is about 0.5, which is equal to 100 yuan. Labor plus social security 1500 yuan, which is street plus month). I have calculated this carefully. Think about it. When you refinance the loan, there is still a bank fee to pay back every month. Finally Didi became a holy bitch and built a memorial archway. He is a standard company with empty gloves and white wolves. He earned 20% to 30% of the platform fees than us, and nearly one-third of the fees were paid to Didi, a black-hearted company. You think you want to buy a car to run?

5. Wonderful answer:

After the introduction of the new policy. It takes 65,438+10,000 vehicles to run Didi. Toyota Lei Ling is more fuel efficient. You have to work out this account yourself. At present, there is no need to apply for a transportation license and qualification certificate. Of course, the Didi platform will also charge. My calculation is more accurate. Basically, you earn 50 cents to 60 cents a kilometer. This is pure profit. Run a day 12 hours. Take two orders an hour. It can cost 3 thousand a month. If you run long distances, you can earn more. Three meals a day into the hotel can hardly save money. In fact, running Didi is a new thing. After running for two months, I feel tired by car every day. I don't earn much. If you want to earn 6 thousand, just run 16 hours a day. Take six steamed buns and pickles when you go out. Open Didi. Work hard for 20 years. Save hundreds of thousands. Then take it to the hospital. Pay your life for money after 20 years, and pay money for life after 20 years.

Can't the loan for buying a car be operated?

It is operational to borrow money to buy a car.

Personal business car loan refers to the car loan issued by China Bank to natural person borrowers for the purpose of making profits and engaging in legal production and business activities. The operating vehicle rented by the borrower only refers to the first-hand operating vehicle. According to the purpose of the vehicle purchased by the borrower's loan, it is mainly divided into passenger cars, freight cars and engineering vehicles.

Treatment process

There are many materials needed to handle the loan business. If you have more questions, please consult the local China Bank outlets with the brand logo of "Ideal Home".

Extended data:

Applicant's conditions

(a) The people of China and citizens of China;

(2) Having full capacity for civil conduct;

(3) Having valid identification, local permanent residence and detailed address;

(4) Having sufficient and reliable ability to repay the principal and interest and a legitimate source of income;

(5) Good personal credit;

(six) to provide a car purchase contract or agreement approved by the handling bank;

(seven) to provide collateral or pledge recognized by the handling bank, or an individual or unit with sufficient compensation ability to provide irrevocable joint liability guarantee for a third party;

(eight) the borrower has a business license certificate (such as road transport business license, transport license, etc.). Adapt to the type of vehicle to be purchased;

(nine) the borrower can provide proof of the loan purpose, business content, current and historical business conditions (including but not limited to lease agreements, contracts, transportation documents, etc.). );

(10) proof of paying the down payment for car purchase as stipulated in these Measures;

(eleven) other conditions stipulated by the handling bank.

Application process

(a) loan application;

(2) The original ID card, household registration book or other valid residence certificate of the loan applicant and spouse, and provide a copy;

(3) Proof of occupation, economic income and family basic situation (including but not limited to the certificate issued by the unit or neighborhood committee or village committee); (four) the car purchase agreement or contract signed with the dealer;

(5) Certificates or documents required for guarantee, including but not limited to the following documents:

1, the list of mortgaged/pledged objects and the certificate that the authorized person (including the property owner * * *) agrees to mortgage/pledge;

2. The certificate of ownership or use right of collateral issued by the competent department, the written appraisal certificate issued by the authorized department of China Bank, and the document of consent to insurance;

3. Pledged goods must provide proof of rights;

4, the guarantor agreed to perform joint and several liability guarantee documents, relevant credit certification materials;

(6) Proof of business content, current and historical business conditions (including but not limited to lease agreements, contracts, transport documents, etc.). );

(seven) proof of being able to pay the down payment for car purchase;

(eight) the purpose of the purchased vehicle and the corresponding income forecast;

(9) Other documents required by China Bank.