This is false. Currently, China Mobile’s points can only be used to exchange for phone bills and other gifts, and cannot be exchanged for cash. What you are talking about is a text message sent by a scammer pretending to be 10086. If you click on the link here, your financial security and mobile phone security will be at risk. Your mobile phone bill and the money in your bank card may be lost at any time. It will be stolen or consumed by scammers.
I hope my answer can help you, and I hope you will adopt it, thank you.