One is to pay attention to the form, such as not higher than the interest rate of financial institutions in the same period, to sign a contract; the second is to pay attention to the tax norms, the tax should be paid; the third is to pay attention to the time, do not long-term accounts, to avoid increasing taxes or be suspected of encroachment on the company's assets.

For irregular funds, companies should try to be avoided. Off-the-books "small treasury" is also a tax risk must be checked. The company's business is also a major player in the market, and the company is also a major player in the market," he said.