Qudian and Laifenqi are owned by the same company. After Qudian paid off the loan, it was unable to borrow money because the overall score was insufficient.

Qudian Group is a technology company positioned to serve financial institutions. Through big data-driven technological innovation, we create value for financial institutions and provide regular, transparent, and personalized consumer financial products and services to hundreds of millions of high-quality users who cannot obtain services from traditional channels.

The development history of Qudian:

March 2014: "Qufenfen" was officially launched online.

August 2014: Source Code Capital, Lanchi Venture Capital and other venture capital institutions jointly invested in “Qufenqi”.

June 2015: Kunlun Wanwei Investment, an A-share listed company, invested in "Fun Installment".

September 2015: Ant Financial strategically invested in “Qufenfen”.

November 2015: Lai installment was officially launched.

December 2015: Phoenix Xiangrui, a well-known investment institution, invested in "Qufensheng".

May 2016: “Qu Fenqi” obtained the first Internet small loan license in Jiangxi.

July 2016: "Qufenqi" was upgraded to Qudian Group.

November 2016: Qudian Group became a member of the China Internet Finance Association.

November 2016: Qudian Group joined the Internet Charity Poverty Alleviation Alliance and became a member of the alliance.

February 2017: Qudian Group joined the Zhongguancun High-tech Enterprise Association.

October 2017: Qudian Group was successfully listed on the New York Stock Exchange, stock code: QD.

Extended information:

Since its establishment in March 2014, it joined the China Internet Finance Association in November 2016 and became a governing unit. After more than four years of steady operation, Qudian is currently The number of group users exceeded 60 million. On October 18, 2017, Qudian Group was successfully listed on the New York Stock Exchange. Covering young people such as white-collar workers and blue-collar workers, it is one of the leaders in installment shopping in China.

Qudian started from 3C electronic products and gradually expanded to sports, bags, beauty, watches, jewelry and other categories, as well as the business of "second-hand selection" and mobile phone rental business mainly focusing on second-hand mobile phones. "Quick first" and so on, to meet the diversified needs of users in different consumption scenarios. At present, Qudian has reached long-term strategic cooperation with many well-known brands such as OPPO, vivo, Lenovo, Dell and other companies.

After Qudian Group joins the China Internet Finance Association, Qudian will work with government authorities and other members of the industry to jointly promote the development of domestic Internet finance in a healthy and orderly direction, while making full use of financial The innovative results of science and technology bring more convenience to people's lives and truly realize the role of inclusive finance.

In addition to the D-round financing of nearly 100 million US dollars, a college student entrepreneurship platform based on Qufenqi - "Qudian" was launched on April 2, 2015, encouraging college students to open stores and start businesses and promising not to withdraw money in the early stage. Commissions, subsidies and offline resource assistance.

Qudian-Company Profile