Risk Control Specialist Job Responsibilities

Job Responsibilities:

1. Be familiar with the compliance management system of the financial securities industry and be responsible for complying with the company's formulated and revised systems. Review regulations and provide review opinions.

2. Conduct compliance management, risk assessment and write assessment reports on project plans proposed within the company.

3. Responsible for daily supervision and inspection of the compliance management implementation and performance of the company's various systems.

4. Inspect various businesses handled by the company in accordance with the company’s compliance and risk control inspection methods.

5. Inspect and supervise the implementation of business isolation during the company's business development.

6. Provide suggestions for handling potential risks that arise during the company's business development.

7. Complete various compliance and risk control inspections of the company on time, and assist in organizing compliance and risk control training.

8. Complete other tasks assigned by the leader.

Qualifications:

1. Bachelor degree or above majoring in finance or economics from a key university on a full-time basis, regardless of gender.

2. Have more than 2 years of relevant work experience in securities, funds, banks and other related financial institutions.

3. Comply with regulations and laws, have good conduct, be honest and honest, be diligent and dedicated, unite and cooperate, have a rigorous style and have good professional quality.

4. Applicants with securities qualifications, or CFA, CPA and other related qualification certificates will be given priority.

5. Have strong organizational coordination and communication skills, meticulous work, strong logical thinking ability, and sense of responsibility.

Related reports: What are the prospects of being a risk control specialist?

Recently, many students who want to join the WeChat group of the Big Data Risk Control Alliance have said that I want to switch to risk control. So I want to join the group to learn risk control knowledge.

But because many children’s shoes are not from the industry, they were ruthlessly rejected by the editor. In fact, the editor couldn't bear it, so I found this article for everyone to read. If after reading it, you still decide that you want to stick to this industry. The editor may really have to open a back door for their persistence!

There are too many types of risk control, and the forms of each risk control are different. Some are based on financial and operational investigations, and some are based on transaction plan design. , some are based on statistics, and some are based on industrial channel control, and the skills required for each are very different.

For specific information, you can search on professional forums. The so-called risk control itself also includes several sections of work. For example, investigation and legal affairs are both part of risk control, but they are actually completely different work contents.

As someone said before, most of the bosses of current small loan companies do not understand this industry, and those who mess around will find it difficult to enter the industry. However, the result of frequent chaos is that things die quickly. If there are too many deaths, the industry will be shuffled. After the shuffle, it will become standardized. Especially now that the economy is in recession, many companies in this industry are dying. Of course, there are also many unemployed people in this industry.

It is difficult to enter the risk control industry. It is precisely because it is not standardized that there is not much relevant information. Some of the risk control information popular online now is based on the operating loan information of foreign banks. Basically, everything that is done by gourds and gourds is done by knowing how it is and not knowing why it is so.

If you want to enter this industry, if you are guided by someone who knows the industry, you have more social experience, and you are better at mathematics and logical thinking, you will learn quickly. If there is no one to guide you, or if your personality is not suitable, you may not learn anything real for several years.

Because the domestic private financial industry is relatively chaotic, there is basically no career plan to talk about. But on the other hand, just because everyone is a rookie, there are many opportunities for newcomers. If the industry matures, Then you can just wait for someone like a lawyer or accountant to waste your time doing research first.

The risk control of corporate internal auditing and lending in the financial industry are completely different. Having a foundation of internal auditing only saves you the time of learning to read financial statements and other documents, which means you save several months of work. Study time. CPA is not very helpful for risk control work, but because the bosses of small loan companies nowadays generally do not know the business and think that risk control investigations are just audits, CPA can be a stepping stone for you to enter this industry.

But if you meet a knowledgeable risk control director, if you say you are good at math, it may be more attractive. When I was working as a risk control manager, a recent graduate who studied mathematics and statistics and seemed to be quite smart came to apply for a risk control assistant position. Several of us rushed to get it. I was supposed to be the assistant, but it turned out that I was the oldest. A risk control manager of the company shamelessly gave me the assistant he had trained, asking for the math major.

As for career planning, there is no plan. You can learn a lot in the risk control position, and your future development depends entirely on your own planning. In my personal opinion, if you are good at transaction structure design in risk control, you can learn some law and then switch to mergers and acquisitions; if you are doing corporate business research, if you pay attention to the business model and understand it deeply enough, you can consider developing in the direction of industrial integration ( But it’s very difficult. There are very few companies in China who are good at industrial integration. If you want to know more, go check out the information about the Delong Department at that time); if you’re doing business, you can consider developing in the direction of asset disposal; if it’s statistical and mathematical analysis Those who are relatively strong in this aspect may consider working in the risk control department of the bank's head office (also very difficult).

In short, the domestic financial industry is actually relatively rudimentary. Most companies, including those well-known private financial companies, are amateur level and cannot provide you with a clear career plan. If you want to develop to a higher level, it basically means that you need to guide your company to develop into more complex business areas. For a wage earner, this is basically an impossible task.

It’s not a big problem to go to Beijing, Shanghai and Guangzhou. In fact, I heard that Shenzhen’s financial industry is now developing better than Guangzhou. If you are experienced and capable, more than 100,000 a year is more reasonable. If you can establish an entire risk control system, then more than 300,000 a year is not much. But in fact, haha, there are a lot of parallel imports in risk control now, and the quality of it all depends on one mouth. Once our director met someone who was holding a risk control meeting, and a special guest actually gave a speech at the meeting, saying that corporate investigation is the most important thing. The most important thing is to look at the other person’s “motivation”. I wonder if you are a mentally retarded person who is cultivating Buddhism or can read minds?

In addition, the boss of the financial company is also a layman, and I can’t tell which one is higher and which one is better. The level is low, so we simply offer a low salary, and the risk control personnel simply do the work of evaluation and contract signing. The actual risk control relies entirely on the boss himself to mobilize his personal connections to inquire.

In short, if you do a good job in risk control, you will feel a sense of accomplishment, you can learn a lot, and your perspective on the problem will be different; if you don’t do a good job, it’s just dawdling; as for the future Career development, at this stage, can only be achieved by yourself.