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The top 10 formal online lending platforms
The top 10 formal online lending platforms:

1. PaiPaiLoan: As the earliest batch of online lending platforms established in China, it has a long history of operation and a wide range of user bases.

2. Love Investment: provides diversified lending products, upholds the principle of prudent operation, and has a good reputation and credibility.

3. Lufthansa: Operated by Ping An Group, Lufthansa is backed by strong financial strength and risk control capabilities.

4. EPC: The first in the industry to introduce a third-party guarantee organization and implement a strict information disclosure system.

5. Good credit: characterized by focusing on small and micro-enterprise financing, with a sound risk control system and unique services.

6. Renren Loan: provides a safer trading environment for investors and borrowers through professional ratings and multi-level audits.

7. Merry Loan: Committed to providing efficient and convenient online lending services, providing investors with diversified investment choices.

8. wallet.com: adopts the mode of debt transfer to summarize lenders and borrowers, with high risk controllability.

9. Beneficial network: adhere to the principle of risk control priority, the establishment of a perfect risk management system, to provide investors with a sound investment opportunities.

10. lending treasure: through real-name authentication, borrower credit rating and other means to improve the security and transparency of the transaction.

Summary: The above is a ranking of formal online lending platforms based on generally recognized standards in the industry and user evaluations. These platforms focus on risk control capabilities, information disclosure and user protection in their operations, and have a certain degree of market influence and good reputation. However, investors should be cautious when choosing online lending platforms and make reasonable investment decisions based on their personal risk tolerance.

Supplementary information: With the development of the Internet finance industry, there are some illegal or unregulated online lending platforms, and investors need to pay attention to identify and choose regular platforms for investment. At the same time, the Chinese government has also strengthened the supervision of online lending platforms to enhance compliance, in order to maintain the stability of the financial market and the interests of investors.