1, the central bank credit report. You need to bring your ID to the local central bank branch to inquire, the credit report will show the user's past 5 years of borrowing platform, the amount of money borrowed, borrowing period, negative information and other data content.
2. After checking the credit report, you need to check the online loan database. Just open the home page of WeChat and search: Youxuncha. Click on the query, enter the information you can query to their own credit data, the data from more than 2,000 online lending platforms across the country and the UnionPay Center, the user can query their own big data and credit situation, you can get all kinds of indicators, query to their own personal credit situation, the net black index score, the blacklist situation, the online loan application record, the type of application platform, whether the overdue, the amount of overdue, the credit card and the credit card and the online lending credit The important data information such as estimated credit limit, etc.
Expanded Information:
Credit reports are divided into personal credit reports and corporate credit reports, which are records of personal credit information issued by the People's Bank of China Credit Center. It is a record of personal credit information issued by the credit center of the People's Bank of China, which is used to inquire about the social credit of an individual or an enterprise.
The credit report is divided into three categories: basic personal information, credit transaction information, and other information.