What is the official website of personal credit system query: personal credit information service platform
In China, the People's Bank of China Credit Center (hereinafter referred to as the Credit Center) serves as a specialized agency for the statistics and management of personal credit information. It establishes a "credit file" for each citizen and provides personal credit information to commercial banks.
Personal citizens can inquire about their credit information on the Personal Credit Information Service Platform, including credit information alerts, personal credit information summaries and personal credit reports.
When you need to inquire, enter the personal information service platform and enter the login interface. Fill in the "user name", "password" and "verification code" according to the prompts, and then click "Login".
Expanded Information: Personal Credit Information Service Platform Credit Information Query Guide. 1, identity verification. Users can get real-time verification results by choosing bank cards, digital certificates or mobile financial IC card verification methods; and receive audit results by SMS 24 hours after submitting an application by choosing the question verification method. If you fail to pass the identity verification many times, you can switch to other verification methods or go to the local People's Bank branch to check your credit report on-site. 2, submit the inquiry application. The platform provides three kinds of product services: personal credit information alert, personal credit information summary and personal credit report. Personal credit information prompts the registered user with a one-sentence reminder of whether or not there is a record of overdue payment in the last five years in the personal credit system. Personal Credit Information Summary presents registered users with a summary of their personal credit status, including aggregated information on credit records, public **** records and inquiry records. Personal Credit Report shows registered users the basic status of their personal credit information, including credit records, some public **** records and inquiry records of the detailed information. 3, get the query results. After the credit information product has been processed (generally on the 2nd day after the successful submission of the query application), the platform will send the user a text message containing an identity verification code. Users can log in to the platform and use the identity verification code to view the query results within 7 days of receiving the identity verification code. Personal credit information service platform provides a variety of identity verification methods: 1, digital certificate verification method. That is, through the cooperation with the China Financial Certification Center (CFCA) commercial banks issued by the digital certificate to confirm personal identity. 2, bank card verification method. That is, the personal identity is determined with the help of a bank card with the UnionPay logo. 3, question verification method. This means that a person's identity is confirmed by answering questions online. 4, mobile financial IC card verification method. That is, with the help of a mobile financial IC card loaded with a personal authentication certificate issued by MTPS (referred to as the "MTPS personal authentication certificate"), the use of mobile terminals such as cell phones to access the Internet personal credit information service platform, through the input of information such as the PIN code of the MTPS personal authentication certificate to verify the identity of the individual. Digital certificate authentication, bank card authentication and mobile financial IC card authentication provide real-time feedback on identity verification results, and problematic authentication methods provide feedback on identity verification results after 24 hours. Personal credit information service platform official website - home page ? Personal credit information service platform official website - service guide