I. The loan amount of personal auto loan of Wenzhou bank is minimum () million yuan and maximum () million yuan.

B

II. Does Wenzhou support the conversion of commercial loans to provident funds?

Supported, in 2018, Wenzhou City implemented a housing provident fund loan to commercial loan discount policy. "Public to commercial" interest loans, simply put, is the city housing provident fund management center due to liquidity constraints, can not be issued in a timely manner to eligible deposited employees provident fund loans, negotiation of commercial banks first issued replaceable personal housing loans, and then by the provident fund center to subsidize the interest rate of the provident fund loan and the commercial bank loan The difference between the interest on the CPF loan and the commercial bank loan will be subsidized by the CPF center, and the employee will still enjoy the rights and benefits of the individual housing CPF loan. To be provident fund center funds are abundant, and then the bank commercial personal housing loan replacement transferred back to the provident fund loan business.

Three, Wenzhou auto loans than the beginning of the year increased by 195 million

According to the latest statistics of the Wenzhou Banking Supervision Bureau, as of the end of June 2016, Wenzhou banking financial institutions for the purchase of cars provided by the balance of the car loan amounted to 358 million yuan, compared with the beginning of the year, an increase of 195 million yuan, or an increase of 11%. in October 2015, in the Wenzhou passenger car market showed signs of recovery, driven by the policy of halving the purchase tax for small-displacement passenger cars. The national policy of vigorously promoting automobile consumption and the development of automobile finance and credit has prompted many automobile manufacturers in Wenzhou to launch "zero interest rate", "low interest rate car purchase", "preferential installment loan" and other individual Car credit services, consumption, auto consumer loans are getting hot. The city's banking institutions in the country vigorously develop consumer credit policy guidance, for the Internet era of consumer demand, give full play to its own technology support advantages, in the existing business model and management experience, based on the focus on the use of big data concepts, through the integration of their respective platforms, to achieve the flow of information, commodity flow, capital flow "three in one", analyze the customer's credit status, locate the customer's consumer demand, and then the customer's credit status, and then the customer's credit status. By integrating their respective platforms to realize the "three-in-one" information flow, commodity flow and capital flow, they can analyze the credit status of customers, locate their consumption trajectories, and explore their financing needs. For example, the Construction Bank Wenzhou Branch, Beijing Hyundai, Dongfeng Danyue Kia, Subaru, this year will be launched to the designated car dealers stores for the Dragon Card car purchase installments, up to enjoy the activities of 0 interest, 0 handling fee. The maximum installment amount for car purchase can be up to 800,000 yuan, and the maximum repayment period can be up to 48 months. New card customers can also apply. Industrial and Commercial Bank of China Wenzhou Branch also launched "car easy pass" automobile consumption installment services. Maximum amount of 1.5 million yuan, can be directly in the bank outlets, not limited to models, you can enjoy the whole car service: Sinopec gas 8 points discount, more than 100,000 yuan, the highway free of charge a set of ETC vehicle equipment, free installation, up and down the highway without queuing, Zhejiang high-speed can enjoy 3% discount. It is understood that behind the significant increase in auto loans, the object of the loan is also quietly changing. In the past, the object of the loan is mainly trucks, public **** cars and engineering vehicles buyers. In the past two years, private car buyers have taken over the lion's share of the auto loan market. Most of them are consumer auto loans for about $200,000 purchased by working class people. In the personal car loan business launched by several big banks, it is generally stipulated that customers with good credit, stable income, permanent residence in Wenzhou, and a car frame of more than 100,000 yuan can handle this business. However, compared with the personal consumption loan business, the current Wenzhou car loan business is still relatively small. Statistics show that at the end of June this year, the balance of auto loans in Wenzhou's banking sector accounted for only 0.19% of the balance of personal consumption loans. Due to the existence of a large number of bad debts in the past few years, banks have always maintained a slightly cautious attitude towards the car loan business. Industry insiders point out that auto consumer loans, as a means of financing, effectively solve the problem of tight funds for car purchases. This year, with the continuous introduction of national automobile policy, changes in the consumption structure of Wenzhou citizens and the improvement of living standards, the automobile market demand continues to increase, Wenzhou's personal automobile consumer loan business will also enter a phase of rapid growth in the future automobile consumer loans in personal consumption loans will continue to increase the proportion.

Four, hello, I saw your question from Baidu, "About the auction to get a small car without ...

I've got it right, I was incomplete, and then open the certificate and then make up the information

Auction to the car if you want to file to the field, need to meet several conditions:

1, the car with the filing of the access to the place in line with the access to the place, such as access to the place is a national four emissions, the car must be up to the national four emissions, the national three on the no

2, sedan procedures must be complete

If the sedan can not reach the access to the emission standards, then you can only on the vehicle where the original domicile license plate, such as you are Ningbo people, domicile in Ningbo, the car is Wenzhou license plate, and can not reach the national standard, then you can only do a Wenzhou Temporary Residence Permit, on the Wenzhou license plate.

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