1 Personal data, you can supplement the information before applying;

② Refusing to repay, the loan application amount can be appropriately reduced and the loan term can be extended;

Because of high debt, the loan was refused. It is suggested that it is best to pay off the loan first and reduce the debt ratio before applying;

If you refuse a car loan because of personal credit problems, first improve your credit and cover the record with bad records.

Even if multiple applications for online loans are not overdue, the black index of online loans will be damaged and it will be judged as a blacklist of online loans. Once it becomes a blacklist of online loans, not only will the application for car loans not be passed, but even flower beds and loan forums will be reduced, and even serious ones will be closed.

If you don't know why your comprehensive score is too low, you can learn about your online loan usage, including comprehensive scores, application records and other details, as well as the status of personal online loan big data. If big data has been messed up, it must be corrected in time to avoid a major impact on personal credit information.

After the car loan is rejected, consult the bank account manager or the relevant person in charge in time to understand the reasons for the car loan rejection, and then solve the problem according to the reasons for your rejection. General car loan approval may take about a week, but this is just a reference. In fact, it depends on the situation at that time and the loan platform.