1, open WeChat, enter the WeChat client function home page, click on the lower right "I" function option;
2, click on the page above the "payment" function option;
3, click on the "payment" function page on the upper right "?".
3. Click on the "?" option at the top right of the "Payment" page to enter the payment management page;
4. option on the top right of the "Payment" function page, enter the payment management function page;
4, find the "fingerprint payment" function option, slide to close, then the page will pop up options to remind the user again whether to close the fingerprint payment, choose to suspend the use of.
WeChat Pay has five major security guarantees to provide users with security protection and customer service.
Technical guarantee: WeChat Pay's backend is supported by Tencent's big data, and the massive amount of data and cloud computing can promptly determine whether the user's payment behavior is at risk. The full range of identity protection based on big data and cloud computing maximizes the security of user transactions. At the same time, WeChat secure payment authentication and reminder, technically guarantee the security of each link of the transaction.
Customer service: 7 * 24 hours customer service, coupled with WeChat customer service, in a timely manner for users to solve problems. At the same time for the WeChat payment of the exclusive customer service channel, the fastest speed to respond to the user's raised questions and make processing judgment.
Industry alliance: WeChat Pay, which is based on smartphones, will be protected by a number of cell phone security application vendors, such as Tencent's Mobile Phone Butler, which will form an industry alliance with WeChat Pay for secure payments.
Security mechanism: WeChat Pay has formed a whole set of security mechanisms and means by considering the user's psychological feelings from all aspects of the product experience. These mechanisms and means include: hardware locks, payment password verification, terminal anomaly judgment, real-time monitoring of transaction anomalies, and emergency freezing of transactions. This whole set of mechanisms will form a full range of security protection for users.
Payment password setting process
Open WeChat, click on the lower right corner of the screen I - open the wallet - select the bank card - click to add a bank card according to the prompts to fill in the bank card related information, enter the verification code of the cell phone, set up the WeChat payment password and enter the password again to confirm, you can open the WeChat payment password function. You can open the WeChat payment password function.
Security lock setting process
Wallet lock is turned on and you need to be verified to access the wallet, you can open WeChat, click the bottom right corner of the me-payment, enter the payment page, select the wallet - > security - > security lock, set up the corresponding unlocking method to protect your wallet. Setting up fingerprint unlocking and face unlocking requires the support of your cell phone device, so please enter your fingerprint and face into your cell phone's system settings first before you can use it.
Fingerprint payment opening process
Open WeChat, click on me in the lower right corner - open wallet - click on ? -Select Payment Management -Click the switch on the right side of the fingerprint payment, enter the WeChat payment password, you can open the WeChat fingerprint payment function.
Compensation support: WeChat Pay account due to theft by others and the loss of funds, according to the amount of the loss of commitment to pay, unlimited number of times, the annual cumulative amount of up to 1 million, specific to the WeChat Pay "Protection Instructions" shall prevail. For theft and fraud caused by other reasons, WeChat Pay will cooperate with the police and actively provide relevant proof and necessary technical support to help users recover their losses.
On September 26, 2014, Tencent released version 5.1 of Tencent's Mobile Butler, which establishes a rich mobile payment security portal with WeChat as the core, and also creates a "Mobile Butler Software Lock" for WeChat Pay, which opens up the entire service chain of WeChat Pay, and realizes the protection of WeChat Pay throughout the entire process.
Tencent, in order to differentiate itself from the concept of "cell phone pan-security management" in the market this time, and to give more prominence to the concept of mobile payment security, and to give users a more professional feeling in terms of brand image, has also created the "WeChat Pay encryption" function on the security portal, with its risk early warning function. The "WeChat Pay encryption" function, its risk warning system can directly call the internal data of WeChat Pay, and increase efforts to escort the safety of WeChat Pay.