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What is the specific business of the auto finance company

Shanghai Automobile General Motors Finance Limited Liability Company

Established in 2004, located in Shanghai first of all it is the first domestic automobile finance company, technology and so on needless to say, professionalism is very strong, and thoughtful service. There are roughly five kinds of car loan programs: equal repayment: simple and convenient, 20% down payment,loans, loan period of 12-60 months equal principal repayment: a way to gradually reduce the amount of repayment for each period, suitable for higher income, stable cash flow, while the pursuit of cost-effective customers loan period of 12-60 months, down payment as low as 20%? Smart Repayment: Smart Loan is a loan that is split into first and last installments, which are returned at the beginning and end of the term. There are three options at the end of the loan term: pay the smart final payment in full; apply for a 12-month rollover; and trade in your used car. Low monthly payment? Worry-free Smart Repayment: "Loan half, pay half"; 50% repayment at the end of the loan term, with three options at the end of the loan term: pay the final payment in full; apply for a 12-month rollover; used car replacement. Lower monthly payments compared to a smart loan? Segmented repayment: the loan is divided into a number of segments, each containing several repayments; in each single segment, the total amount of each repayment is different; at the end of the loan term, there are two options: paying the final payment in full; used car exchange

Flexible and elastic combination with lower monthly payments

Volkswagen Automotive Financial Services AG

Volkswagen of Germany Volkswagen Financial Services AG is the largest auto finance service provider in Europe. Volkswagen Finance (China) is the first wholly foreign-owned auto finance company in China, and Volkswagen Finance (China) has always been committed to providing advanced auto finance products and high-quality services for the vast number of auto consumers in China. Standard Credit Starting from 20% down payment, loan term 1-5 years Starting from 20% down payment, the longest loan term is 5 years, which is the most common traditional financial product. Flexible Credit Down Payment Ratio from 20% Loan Period 1-5 years Down Payment Ratio from 20%, maximum loan period 5 years, flexible final payment not exceeding 25% of the loan amount, at the end of the loan period, you can choose to pay off the final payment in one lump sum, or rollover of the final payment, or replace with a new car, the monthly payment of this financial product is lower, and it is also more flexible Premium Balance Loan Down Payment Ratio from 50% Loan Period 1 year Down Payment Ratio of 50%, loan period 1 year, with final payment at 50% of the car price. The final payment is 50% of the car price, and there are three ways to deal with the final payment, which is the financial product with the lowest monthly payment amount. Linglong Easy Loan from 30% down payment ratio, loan period 3 years, 30% down payment ratio, loan period of 3 years, the final payment is 35% of the car price, the final payment has three ways to deal with, is the lower monthly payment and longer loan period of the financial products. Super Leap Loan Standard Loan Down Payment from 60% Loan Term 1-3 years Loan Term 12-36 months, with low monthly payments. Simple procedures, just need to provide ID card, fill out a loan application form. Ultra Leap Loan Flexi Loan Down Payment Ratio from 60% Loan Term 1 year to pay the ultra-low monthly payment, 1 year to pay the final payment, minimal formalities, only need to provide ID cards, fill out a loan application form can be completed. Special Finance Programs Starting from 30% Down Payment Ratio Loan Tenure 1-3 Years A number of ultra-low interest rate finance programs are now available, starting from 30% down payment, with 1-year, 2-year and 3-year terms available, with as low as 0% interest rate and 0% monthly payment, so that happiness can be reached within your reach.

Toyota Motor Finance Corporation

Toyota Motor Finance (China) Co., Ltd. was formally established on January 1, 2005, and is one of the earliest automobile finance companies approved by the China Banking Regulatory Commission, and is the wholly-owned enterprise of Toyota Financial Services Corporation in China Auto Finance Financing Programs 3-2-4 Loan Products Down payment: 30% down, 2-year loan, 40% final payment; final payment: can apply for 12-month extension3-3-3 Loan productsDown payment: 30% down, 3-year loan, 30% final payment; final payment: can apply for 12-month extension5-1-5 Loan productsDown payment: 50% down, 1-year loan, 50% final payment; final payment: can apply for 12-month extension

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Ford Finance's interest-free personal car purchase loan business is different from the "lease" instead of "sale" model of Chuangfu Auto Finance. The Ford Financial Group will pay the interest on behalf of the dealers in other ways to the car dealers. This is a more advanced model, suitable for most of the population Ford Auto Finance is more thoughtful to adapt to different groups of people to adopt a one-to-one private customized programs, such as: hour loan, college students, civil servants to buy a car program, the program is also very preferential - down payment of a minimum of 20% of the price of the vehicle Flexible loan period of up to 60 months Convenient and fast payment methods without real estate collateral and no restrictions on the local household registration The fastest 1 hour review and approval time

Mercedes-Benz Automotive Finance Ltd

Mercedes-Benz Automotive Finance Ltd is a wholly owned subsidiary of Mercedes-Benz, founded one year later than SAIC and Volkswagen. Speaking of Mercedes-Benz is awesome, clean Mercedes-Benz, high, car models categorized in detail user selection is relatively simple and fast. Mercedes launched the "Hunting Green Action" replacement or repurchase support program to choose to replace or repurchase Mercedes-Benz designated models, you can enjoy unequal amounts of insurance support (up to 15,000 yuan), or RIMOWA suitcase, or after-sales value-added gift packages and other surprise benefits. The following are the businesses operated by Mercedes-Benz (i) accepting time deposits of 3 months (inclusive) or more from overseas shareholders and wholly-owned subsidiaries of its group in China and domestic shareholders; (ii) accepting loan deposits for the purchase of vehicles by automobile dealers and automobile leasing deposits from lessees; (iii) engaging in interbank lending; (iv) borrowing from financial institutions; and (v) providing loan business for the purchase of automobiles

FAW Auto Finance is the first non-banking financial institution in Jilin province to specialize in assets related to the automobile industry. Relative to the other first few on the late start, but its strength is not to be underestimated he has a personal car loan and personal truck loan mode, the former and ordinary car loan car difference is not big, the latter can be taken to finance the loan to buy a car, the latter of course, is aimed at the people who want to have a good driving customized, as for the quota of the problem of the company on the quota evaluation system, here I will not explain.

BMW Automotive Finance Ltd

BMW, this brand need not be said, popular global household name, once became one of the world's luxury car brands, BMW financial is also one of the world's largest auto finance BMW company car loan program Hyatt loan financial plan 0% ~ 30% flexible tail to reduce the pressure of monthly payments, the proportion of down payment Starting from 20% (starting from 15% for new energy vehicles), 12, 24, 36 or 48 months repayment period is optional, and the final payment can be paid off at the end of the period, or the final payment amount can be rolled over, optimizing the use of funds and enjoying the new future to the fullest. From now on, you can start your journey of joy with ease! (Specific down payment percentage, loan period and flexible final payment percentage vary by model.) The Flexi-Loan Financial Plan shares the pressure of repaying the final installment in one lump sum while enjoying a lower monthly payment. The annual repayment ratio is 13%~20% of the loan amount, the down payment ratio starts from 20% (15% for new energy vehicles), and the loan period is 36 or 48 months. Helping you to operate funds flexibly and optimize the use of cash. (Specific down payment ratio, loan term, and annual repayment ratio vary by car model.) Standard Smart Loan products cover the entire vehicle lineup, with down payment starting from 20% and loan term starting from 24 months. Monthly payments are lowered year by year, so you can plan ahead for your possible expenses and relieve future pressure in advance. BMW Official Certified Pre-Owned Vehicle Loan BMW provides you with exclusive loan services for official certified pre-owned vehicles, three loan programs to help you easily purchase a pre-owned vehicle, reduce the burden of the loan, flexible repayment, and start the journey of BMW's dream car.BMW Official Certified Pre-Owned Vehicle Standard Financial Plan: 30% down payment, 12, 24, 36 months flexible repayment term BMW Official Certified Pre-Owned Vehicle Flexible Joy Loan Financial Plan: 30%-60% down payment, 24 or 36 months optional repayment term, 20%-33% flexible final payment; BMW Official Certified Pre-Owned Vehicle Easy Loan Financial Plan: 30%-50% down payment, annual repayment ratio of 13%-20% of the loan amount, 24 or 36 months loan term. BMW Official Certified Pre-Owned Vehicle Smart Finance Program: down payment from 30%, 24 or 36-month loan term, monthly payment can be reduced year by year. Standard loan products cover the entire vehicle lineup, with down payment starting from 20% (15% for new energy vehicles), loan terms of 12, 24, 36, 48 or 60 months, and equal monthly repayments, so you can enjoy the joy of driving in advance. The standard flexible loan product covers all vehicle lines, with a down payment ratio of 20%~50%, a 36-month loan term, and a final payment amount of 40% at the end of the term, which reduces the pressure of monthly payment. At the end of the loan term, you can also choose the following options according to your own wishes: 1) Repay the final payment amount in one lump sum. 2) Extend the flexible final payment amount to the loan term and continue to enjoy the loan service.

Dongfeng Peugeot Citro?n Automobile Finance Co.

Dongfeng Citro?n low-interest loan. Purchase the new Elysée sedan with 30% down payment and 3.87% APR, i.e. you can drive home the new Elysée with only 20,000-30,000 RMB down payment. Reduce the pressure of monthly payments and cumbersome procedures. Logo Citro?n Finance: Standard Products Credit Promotional Products Renewal Program Joe First Easy Loan Used Car Credit Products

Volvo Car Finance (China) Co.

Volvo Car Finance car loan service provides a large number of models, you only need to choose the style you want to buy, each model corresponds to the available options Each model corresponds to a choice of car loan programs, users only need to choose their own suitable program can be quickly processed service.

Company of the car financial risk control

The previous company is to do the car financial car loan, only this is not, the company is mainly to do the car financial risk control services, to prevent the multiple mortgages, mortgages to buy a car, the car leasing company and the car loan business to provide the risk control Service wind control system: micro letter positioning + Tencent big data credit + Sicron cloud platform monitoring the use of professional wind control technology first of all car buyers face recognition using big data technology credit credit system analysis, through the data call to assess the degree of credit. Wired + wireless locator equipped with anti-tampering anti then side triggers, access to WeChat cell phone at any time convenient to control, Siltronic cloud platform is responsible for real-time monitoring, professional risk control business personnel escort, wind control risk tends to be 0