Specific loan situation is different, the specific bank arrangements will be different, you can apply for the loan business directly after the bank staff to ask the phone call back to the time schedule, usually two or three days will play. In addition bank staff will call during working hours, the general working hours for weekdays between 9:00 a.m. - 12:00 p.m., 2:00 p.m. - 17:00 p.m. or so, pay attention to keep the phone open.

Two, loan callback content?

The return phone call of the loan is mainly to reconfirm some of your personal information, and at the same time will ask some questions, these questions are very random, the following is for reference only.

(1) The bank will ask you about your position and rank in the company, as well as the specific job of that position. Generally a stable job, stable position, high salary, and high potential for growth will help your loan approval.

(2) The bank will also ask you about your income, how much you earn in terms of capital status, whether you have any other loans, and will also ask you about the specific classification of your income. This should be answered truthfully, after all, it is related to your ability to repay the loan.

(3) The bank loan return call will also ask you to fill out the form on the question, again and you confirm some of the questions, to confirm whether it is true, mainly for the purpose of in-depth understanding of your creditworthiness.

In addition, the bank will also call your company to confirm some information:

(1) to confirm that the company has you as a staff member, this point is a bank call a necessary question.

(2) They will generally ask about your situation at the company, like your specific years of service, job situation, etc.

So the loan return call is an important part of the loan approval process for the bank, if the bank fails to contact you, then the loan application process is likely to be suspended and the loan will fail due to the failure of the return call. So after applying for a loan or to ask the bank will arrange for a phone call back, as well as the approximate time of the phone call back, in this period of time to be sure to keep the phone open, at the same time, if there is a phone call back to the company in which the arrangement, then be sure to specify in advance, to prevent the phone call back to be missed.