Hello! If you need to apply for the early repayment of the commercial loans of the Bank of Agriculture personal housing (including the commercial loan portion of the combination loan), in accordance with the contract of the loan: the borrower to repay the loan in advance, must be at least thirty days in advance to the loan bank to submit a written application and consent by the loan bank. As the mortgage business is more complex, the actual situation is different in different places, there are some differences in processing, the specific early repayment schedule, please communicate with your loan bank early repayment specialist.

Documents required for application: borrower's identity document, original personal home purchase secured loan contract, original home purchase loan repayment card (fold), and other materials required by the lending bank.

Warm tips:

1. Starting from October 31, 2023, the default fee for early repayment of personal loans will be waived for the time being.

2. The limitation on the number of applications within one year, the time interval between applications, and whether or not the application can be made on behalf of the applicant, and the information required to be provided by the applicant on behalf of the applicant are subject to the relevant regulations of the local branch.

For more inquiries and services, you can follow the Bank's "Agricultural Bank of China Cloud Customer Service" WeChat public number for consultation and processing.

(Answer time: 06/25/2024, please refer to the actual situation in case of business changes.)