Yes, they can.
1, the central bank credit report. You need to bring your ID to the local central bank branch to check, the credit report will show the user's borrowing platform in the past 5 years, the amount of money borrowed, the duration of borrowing, negative information and other data content.
2, hundred lines of credit report. Simply open WeChat and find: Feiyu Quick Check. Click on the query, enter the information to query their own credit data, which originates from more than 2,000 online lending platforms and UnionPay centers across the country, users can query their own big data and credit situation, you can get all kinds of indicators and query their own personal credit situation.
Notes on the use of online lending:
It belongs to bond investment, the return is clear, the lender of funds to obtain interest income; and the public often confuse it with equity crowdfunding, equity crowdfunding belongs to the equity investment, the return is flexible, the investor through the capital of the company, to obtain the future income, such as Beijing North Crowdfunding, 36 Krypton and so on belong to the equity crowdfunding platform.
Whether it is bond investment or equity investment, there is a certain risk, investors should fully understand the risk, there is sufficient risk-sharing awareness and ideological preparation, under the premise of their own judgment and bear the risk of the project.