1, credit investigation. As mentioned above, Anyihua is a product of instant financial platform, and instant consumer finance is a licensed institution, which has been connected to the central bank's credit information system, so the overdue behavior of users will be recorded in Changyuan's personal credit information report, which naturally has an impact on credit.

2. Be collected. In order to urge users to settle debts as soon as possible and reduce platform losses, Finance will immediately collect overdue users. Collection methods include telephone collection, SMS collection and legal reminder. Users not only have to face the disturbed anti-orange fruit, but also may be sued by the platform to the court.

3. sue. For users with serious overdue conditions, the platform will sue the court. If the user still fails to fulfill the repayment obligation, it will be included in the list of dishonesty. Then not only can the loan business not be handled, but my high consumption and my family members will also be restricted.

4. others. For example, as long as it is a platform for instant consumer finance lending, it may be rejected because the user has a bad history.

What about comfortable flowers?

Comfortable flower is a kind of loan with strong overdue punishment, and ordinary people can't bear the overdue consequences. The consequence of overdue is that because Yihua Loan is a formal consumer finance loan, it will report the debtor's bad record to the central bank for credit investigation. Therefore, people who spend money without worrying about it will inevitably have a stain on their credit information and become cyber hackers. As a credit hacker, it will be rejected by all formal financial institutions.

Anyihua may collect debts through legal channels. If the debtor still fails to repay after receiving the court's judgment, it will be included in the list of untrustworthy persons according to law. There are many clear punishment measures for Lao Lai, which makes Lao Lai unable to move in society. Will An Yihua go to jail again? Comfortable flowers have a low loan amount and will not go to jail for not spending money on comfort. Only a criminal offence will lead to imprisonment, and owing money is a civil case, which will not lead to imprisonment. However, in some cases, if borrowing is a crime of fraud, people who meet the provisions of the criminal law may also bear criminal responsibility. But usually, it is not a civil dispute.

All of the above are about "what will happen if you don't spend money? Will you go to jail if you don't spend money?" So if you don't spend money to comfort, you won't be punished by criminal means and won't go to jail, but it doesn't mean you can not pay back the money you owe. Creditors can solve the problem through judicial means and may enforce your property.